2245 Ferry Rd, Franklin, GA 30217 Property Records

Heard County property record for 2245 Ferry Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Oct 1988)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0044-0010`

Property Details

APN / Parcel Number

Primary APN	`0044-0010`
Alternative APN	`3468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Composition/Composite
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	502 sqft
Deck Area	366 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3468
Street Address	2245 FERRY RD
City	FRANKLIN
State	GA
Zip	30217-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HSE/ACC/5.00 ACS/LL 182/LD 4
Legal Subdivision	WILLIE MAE SMITH
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3003
Census Tract	970100

Owner

Source: Heard County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2245 FERRY RD, FRANKLIN, GA 30217-5652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 30, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1988 · Amount on Record
Deed Sale	Oct 1, 1988 · Amount on Record
Deed Book / Page	119 / 162
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	2245 FERRY RD, FRANKLIN, GA 30217-5652
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 FERRY RD, FRANKLIN, GA 30217-5652

Mortgage

Document Number	0004930000000001
Date	Jul 22, 2021
Book Page	0000000493/0000000001

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Sep 30, 2025
Property Address	2245 FERRY RD, FRANKLIN, GA 30217-5652
Document Number	0005500606
Book / Page	550 / 606
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 FERRY RD, FRANKLIN, GA 30217-5652

Tax Assessment & Valuation

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (+6.3%)	$73,540 (+14.6%) Land $21,800 Building $51,740	$183,851 (+14.6%) Land $54,500 Building $129,351
2024	$1,253.00 (+7.37%) Homeowner's exemption	$64,169 (+10.75%) Land $14,016 Building $50,153	$160,422 (+10.75%) Land $35,040 Building $125,382
2023	$1,167.00 Homeowner's exemption	$57,939 Land $11,680 Building $46,259	$144,847 Land $29,200 Building $115,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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