2204 Ferry Rd, Franklin, GA 30217 Property Records

Heard County property record for 2204 Ferry Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,650 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Dec 2021)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0007-02`

Property Details

APN / Parcel Number

Primary APN	`0044-0007-02`
Alternative APN	`7104`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,650 sqft Heated Area
1st Floor Area	1,774 sqft
Attic	Attic
Attic Area	387 sqft
Basement Area	1,759 sqft
Finished Basement	1,759 sqft
Unfinished Basement	1,777 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	483 sqft

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	163 sqft
Patio Area	400 sqft
Gazebo	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7104
Street Address	2204 FERRY RD
City	FRANKLIN
State	GA
Zip	30217-4089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HSE/2.00 ACRES/TR 2/LL 182/4 LD
Legal Subdivision	ACRES/TR 2/LL 182/4 LD
Legal Tract	2
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3004
Census Tract	970100

Owner

2204 Ferry Rd is owned and occupied by an individual who bought it in December 2021.

Source: Heard County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2204 FERRY RD, FRANKLIN, GA 30217-4089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage LOANUNITED DOT COM
Dec 8, 2021	Warranty Deed, Transfer
May 28, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	2021726
Deed Book / Page	498 / 446
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	2204 FERRY RD, FRANKLIN, GA 30217-4089
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 FERRY RD, FRANKLIN, GA 30217-4089

Mortgage

Document Number	0005520000000289
Date	Nov 4, 2025
Book Page	0000000552/0000000289

Lender

Name	LOANUNITED DOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Dec 8, 2021
Property Address	2204 FERRY RD, FRANKLIN, GA 30217-4089
Document Number	0004980446
Book / Page	498 / 446
Instrument Date	Dec 8, 2021
Instrument	2021-000726
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 FERRY RD, FRANKLIN, GA 30217-4089

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	May 28, 2020
Property Address	2204 FERRY RD, FRANKLIN, GA 30217-4089
Document Number	0004770121
Book / Page	000477 / 000121
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 FERRY RD FRANKLIN GA 302174089, FRANKLIN, GA 30217-4089

Mortgage

Document Number	4770122
Date	May 28, 2020
Book Page	000477/000122

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2204 Ferry Rd was $2,107 with exemptions applied.

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00	$230,593 Land $2,356 Building $228,237	$576,483 Land $5,890 Building $570,593
2022	$4,060.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,060 Land $2,356 Building $227,704	$575,151 Land $5,890 Building $569,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Ferry Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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