2040 Ferry Rd, Franklin, GA 30217 Property Records

Heard County property record for 2040 Ferry Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$511,900 (Jun 2023)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0007-01`

Property Details

APN / Parcel Number

Primary APN	`0044-0007-01`
Alternative APN	`6935`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Heated Area
1st Floor Area	1,437 sqft
Attic	Attic
Attic Area	345 sqft
Basement Area	1,423 sqft
Finished Basement	1,423 sqft
Unfinished Basement	1,437 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,170 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6935
Street Address	2040 FERRY RD
City	FRANKLIN
State	GA
Zip	30217-4081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HSE/2.00 ACS/TR 1/LL 182/4 LD
Legal Subdivision	WOODROW ABNEY
Legal Tract	1
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3004
Census Tract	970100

Owner

Source: Heard County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer
Jun 1, 2023	Warranty Deed, Transfer
May 31, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL
Jan 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Jun 5, 2023
Deed Document Number	2023322
Deed Book / Page	519 / 75
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	0005190074
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jun 1, 2023
Property Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Document Number	0005190075
Book / Page	519 / 75
Instrument Date	Jun 1, 2023
Instrument	2023-000322
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 FERRY RD, FRANKLIN, GA 30217-4081

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jun 1, 2023
Property Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Document Number	0005190077
Book / Page	519 / 77
Instrument Date	Jun 1, 2023
Instrument	2023-000323
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 FERRY RD, FRANKLIN, GA 30217-4081

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HEARD GA
Recording Date	May 31, 2023
Property Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Document Number	0005190074
Book / Page	519 / 74
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 FERRY RD, FRANKLIN, GA 30217-4081

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 FERRY RD, FRANKLIN, GA 30217-4081

Mortgage

Document Number	0005070000000174
Date	Jul 20, 2022
Book Page	0000000507/0000000174

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 FERRY RD, FRANKLIN, GA 30217-4081

Mortgage

Document Number	0004990000000270
Date	Jan 12, 2022
Book Page	0000000499/0000000270

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	2040 FERRY RD, FRANKLIN, GA 30217-4081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004530637
Date	Mar 12, 2018
Book Page	453/637

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (+3.83%)	$224,080 (+13.06%) Land $10,689 Building $213,391	$560,201 (+13.06%) Land $26,723 Building $533,478
2023	$4,095.00 (+32.22%) Homeowner's exemption	$198,200 (+44.84%) Land $4,912 Building $193,288	$495,498 (+44.84%) Land $12,279 Building $483,219
2022	$3,097.00 Homeowner's exemption	$136,843 Land $3,686 Building $133,157	$342,107 Land $9,215 Building $332,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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