2243 E Prato Dr, Meridian, ID 83642 Property Records

Ada County property record for 2243 E Prato Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,557 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,400 (May 2009)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R5680270360`

Property Details

APN / Parcel Number

Primary APN	`R5680270360`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,557 sqft Living Area
Gross Area	4,724 sqft
1st Floor Area	3,091 sqft
Attic	Attic
Attic Area	466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	1,007 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	149 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2243 E PRATO DR
City	MERIDIAN
State	ID
Zip	83642-6549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 14 BLK 12 MESSINA HILLS SUB NO 03
Legal Range	01E
Legal Township	03N
Legal Section	29
Legal Subdivision	MESSINA HILLS SUB NO 03
Legal Block	12
Legal Lot Number	14
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1022
Census Tract	10341

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2243 E PRATO DR, MERIDIAN, ID 83642-6549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 14, 2019	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2009 · Amount on Record
Deed Sale	May 27, 2009 · Amount on Record
Deed Document Number	2009109061376
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2243 E PRATO DR, MERIDIAN, ID 83642-6549
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INC CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090341
Date	Jun 10, 2021
Instrument	2021-090341

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Dec 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2243 E PRATO DR, MERIDIAN, ID 83642-6549
Document Number	0000055005
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2243 E PRATO DR MERIDIAN ID 836426549, MERIDIAN, ID 83642-6549

Mortgage

Document Number	0000055005
Date	Jun 25, 2019
Instrument	55005

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2034

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,200 (-4.14%)	$702,200 (-4.14%)
2025	$2,737.00 (-2.46%) Homeowner's exemption	$732,500 (+7.88%)	$732,500 (+7.88%)
2024	$2,806.00 (-25.13%)
2023		$679,000 Land $220,200 Building $458,800	$679,000 Land $220,200 Building $458,800
2022	$3,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL	140 / 20

May also be available: Anthem Broadband, Verizon.

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