2191 E Prato Dr, Meridian, ID 83642 Property Records

Ada County property record for 2191 E Prato Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,212 sqft · built 2006
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,100 (Dec 2017)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5680270340`

Property Details

APN / Parcel Number

Primary APN	`R5680270340`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,212 sqft Living Area
Gross Area	4,490 sqft
1st Floor Area	1,779 sqft
Upper Floors Area	1,033 sqft
Attic	Attic
Attic Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)
Garage Type	Attached
Garage Area	1,033 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2191 E PRATO DR
City	MERIDIAN
State	ID
Zip	83642-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 12 BLK 12 MESSINA HILLS SUB NO 03
Legal Range	01E
Legal Township	03N
Legal Section	29
Legal Subdivision	MESSINA HILLS SUB NO 03
Legal Block	12
Legal Lot Number	12
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1022
Census Tract	10341

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2191 E PRATO DR, MERIDIAN, ID 83642-6555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	2017123893
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2191 E PRATO DR, MERIDIAN, ID 83642-6555
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041667
Date	Jul 21, 2023
Instrument	2023-041667

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2191 E PRATO DR, MERIDIAN, ID 83642-6555
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TTL BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158348
Date	Nov 18, 2020
Instrument	2020-158348

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Dec 28, 2017
Property Address	2191 E PRATO DR, MERIDIAN, ID 83642-6555
Document Number	0000123893
Map Reference	MB93 PG11221-11224
Instrument Date	Dec 22, 2017
Instrument	2017-123893
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE ONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 E PRATO DR, MERIDIAN, ID 83642-6555

Mortgage

Document Number	0000123894
Date	Dec 28, 2017
Instrument	2017-123894

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,400 (-3.96%)	$677,400 (-3.96%)
2025	$2,615.00 (-2.43%) Homeowner's exemption	$705,300 (+7.65%)	$705,300 (+7.65%)
2024	$2,680.00 (-22.32%)
2023		$655,200 Land $220,200 Building $435,000	$655,200 Land $220,200 Building $435,000
2022	$3,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Silver Star Communications, Verizon.

Nearby Properties on E Prato Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures