2178 E Prato Dr, Meridian, ID 83642 Property Records

Ada County property record for 2178 E Prato Dr, Meridian, ID 83642

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,469 sqft · built 2006
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Mar 2007)
Tax Bill$2,703 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR5680270480

Property Details

APN / Parcel Number

Primary APNR5680270480

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,469 sqft Living Area
Gross Area4,352 sqft
1st Floor Area1,582 sqft
Upper Floors Area1,887 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.202 acres)
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area276 sqft
Patio Area199 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2178 E PRATO DR
CityMERIDIAN
StateID
Zip83642-6555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 07 BLK 13 MESSINA HILLS SUB NO 03
Legal Range01E
Legal Township03N
Legal Section29
Legal SubdivisionMESSINA HILLS SUB NO 03
Legal Block13
Legal Lot Number07
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1020
Census Tract10341

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2178 E PRATO DR, MERIDIAN, ID 83642-6555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2007 · Amount on Record
Deed SaleMar 8, 2007 · Amount on Record
Deed Document Number2007107033831
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address2178 E PRATO DR, MERIDIAN, ID 83642-6555
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyPIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012408
DateJan 25, 2021
Instrument2021-012408
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term151 Months
DueAug 1, 2033

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$690,500 (-4.73%)$690,500 (-4.73%)
2025$2,703.00 (-2.17%) Homeowner's exemption$724,800 (+5.09%)$724,800 (+5.09%)
2024$2,763.00 (-24.8%)
2023$689,700 Land $220,000 Building $469,700$689,700 Land $220,000 Building $469,700
2022$3,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Silver Star Communications
Fiber
1,000 / 200
Sparklight
Cable
1,000 / 50
White Cloud Communications
Fixed Wireless
200 / 50
CenturyLink
DSL
140 / 20

May also be available: Anthem Broadband, Verizon.

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