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2242 Tom St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2242 Tom St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,689 sqft · built 2020
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$278,500 (Dec 2020)
Tax Bill$2,622 (2025)
Deeds & MortgagesDec 2020 Construction Loan
Dec 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-2S-26-0780-0QQ00-1780

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0QQ00-1780
Alternative APN
  • S2622107800QQ001780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,689 sqft Living Area
Gross Area2,417 sqft
1st Floor Area1,689 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area498 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2242 TOM ST
CityNAVARRE
StateFL
Zip32566-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionCRESCENT SHORES PORT OF LOT QQ & BEING S 1/2 OF LOT 16 OF POPE UNREC SUB DES AS FOLLWS: COMMENCE AT THE NE CORNER OF LOT QQ THN W 472.80 FT THN SLY 994.46 FT TO POB THN CONTINUE 50.03 FT THN RT 90*30'08 WLY 124.92 FT TO E R/W OF TOM ST THN RT 89*37'3
Legal Range26W
Legal Township2S
Legal Section21
Legal SubdivisionCRESCENT SHORES
Legal BlockQQ
Legal Lot Number178
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1004
Census Tract10828

Owner

Source: Santa Rosa County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address606 FIELDSTONE DR, CORAOPOLIS, PA 15108-8960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Construction Loan · Construction Mortgage
TRUSTMARK NAT'L BK
Dec 2, 2020Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Jun 22, 2020Deed of Trust, Construction Loan · Construction Mortgage
TRUSTMARK NAT'L BK
Jun 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Prior SaleJun 2, 2020 · Amount on Record
Deed Document Number202064505
Deed Book / Page4036 / 1325
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateDec 2, 2020
Property Address2242 TOM ST, NAVARRE, FL 32566-3342
Document Number0040361463
Book / Page004036 / 001463
Instrument DateNov 23, 2020
Instrument64527
Transaction TypeConstruction Loan
Record UpdatedJan 8, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2250 TOM ST NAVARRE FL 325663342, NAVARRE, FL 32566-3342

Mortgage

Document Number40361463
DateDec 2, 2020
Book Page004036/001463
Instrument64527
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressSANTA ROSA BEACH, FL 32459
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 1, 2021

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 2, 2020
Property Address2242 TOM ST, NAVARRE, FL 32566-3342
Document Number0040361325
Book / Page4036 / 1325
Instrument DateNov 17, 2020
Instrument202064505
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST NATL LAND TTL CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,949.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2250 TOM ST, 2250, NAVARRE, FL 32566-3342

Transferred To (Grantee/Buyer)

NameVerified Name
Address2242 TOM ST, NAVARRE, FL 32566-3342

Mortgage

Document Number0040361327
DateDec 2, 2020
Instrument4036/1327
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJun 22, 2020
Property Address2242 TOM ST, NAVARRE, FL 32566-3342
Document Number0039660081
Book / Page003966 / 000081
Instrument DateJun 18, 2020
Instrument30136
Transaction TypeConstruction Loan
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2244 TOM ST NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number39660081
DateJun 22, 2020
Book Page003966/000081
Instrument30136
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressSANTA ROSA BEACH, FL 32459
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 21, 2021

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJun 2, 2020
Property Address2242 TOM ST, NAVARRE, FL 32566-3342
Document Number0039570830
Book / Page003957 / 000830
Instrument DateMay 28, 2020
Instrument26015
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2250 TOM ST NAVARRE FL 325663342, NAVARRE, FL 32566-3342

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,622.00 (+3.64%) Homeowner's exemption$253,789 (+2.9%)$295,266 (+3.39%) Land $36,000 Building $259,266
2024$2,530.00 (+2.26%) Homeowner's exemption$246,637 (+3%)$285,576 (-5.95%) Land $33,000 Building $252,576
2023$2,474.00 (+2.7%) Homeowner's exemption$239,453 (+3%)$303,654 (+12.17%) Land $30,000 Building $273,654
2022$2,409.00 Homeowner's exemption$232,479$270,701 Land $27,000 Building $243,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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