Santa Rosa County property record for 2238 Tom St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,787 sqft · built 2021 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $388,000 (Jul 2022) |
| Tax Bill | $3,625 (2024) |
| Deeds & Mortgages | Jul 2022 Sale Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ00-1770 |
| Primary APN | 21-2S-26-0780-0QQ00-1770 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Heated Area |
| Gross Area | 2,513 sqft |
| 1st Floor Area | 2,278 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 1,250 ft deep x 500 ft wide |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 205 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800QQ001770 |
|---|---|
| Street Address | 2238 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | CRESCENT SHORES PORT OF LOT QQ & BEING S 1/2 OF LOT 15 OF POPE UNREC SUB DES AS FOLLOWS: COMMENCE AT THE NE CORNER OF LOT QQ |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | PER SEP REQUEST |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 N BRYANT AVE, MOORE, OK 73160-8145 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Warranty Deed, Transfer ALLURE TITLE COMPANY |
| Mar 30, 2021 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Mar 30, 2021 · Amount on Record |
| Deed Document Number | 0043041431 |
| Deed Book / Page | 4304 / 1431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 11, 2022 |
| Property Address | 2238 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0043041431 |
| Book / Page | 4304 / 1431 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 202240872 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,716.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2238 TOM ST, NAVARRE, FL 32566-3342 |
| Name | Verified Name |
|---|---|
| Address | 309 N BRYANT AVE, MOORE, OK 73160-8145 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 30, 2021 |
| Property Address | 2238 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0040950162 |
| Book / Page | 4095 / 162 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 202120627 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2250 TOM ST, NAVARRE, FL 32566-3342 |
| Name | Verified Name |
|---|---|
| Address | 2236 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0004095164 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 4095/164 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,625.00 (-6.88%) | $304,245 (-5.93%) Land $33,000 Building $271,245 | $304,245 (-5.93%) Land $33,000 Building $271,245 |
| 2023 | $3,893.00 (+14.67%) | $323,407 (+16.18%) Land $30,000 Building $293,407 | $323,407 (+16.18%) Land $30,000 Building $293,407 |
| 2022 | $3,395.00 | $278,374 | $278,374 Land $27,000 Building $251,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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