Boyd County property record for 2240 Smith St, Ashland, KY 41101 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,368 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,900 (2020) |
| Tax Bill | $508.00 (2025) |
Source: Boyd County records · APN 031-11-18-006.00
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2240 SMITH ST, ASHLAND, KY 41101-4822 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMETOWN LENDERS INC |
| Aug 30, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) DESCO FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Deed Doc Number | 9834128 |
| Deed Book / Page | D820 / 233 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Aug 10, 2020 |
| Property Address | 2240 SMITH ST, ASHLAND, KY 41101-4822 |
| Document Number | 00D820/233 |
| Book / Page | D820 / 233 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 9834128 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4011 GARTIN AVE, 4011, ASHLAND, KY 41101-6252 |
| Name | Verified Name |
|---|---|
| Address | 2240 SMITH ST, ASHLAND, KY 41101-4822 |
| Document Number | 0009834129 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 9834129 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2240 SMITH ST, ASHLAND, KY 41101-4822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 765691 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | M1363/062 |
| Instrument | 765691 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | Portsmouth, OH 45662 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Boyd County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $508.00 (-2.5%) | $79,900 (-) Land $10,000 Building $69,900 | $79,900 (-) Land $10,000 Building $69,900 |
| 2023 | $521.00 | $79,900 Land $10,000 Building $69,900 | $79,900 Land $10,000 Building $69,900 |
Source: FEMA National Flood Hazard Layer, Boyd County (21019C), updated October 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 031-11-18-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,368 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Other Exterior |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,368 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 496441 |
|---|---|
| Street Address | 2240 SMITH ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 PART OF LOT 6 BLK 5 ADAMS BURNS & FERGUSON ADDITION |
| Legal Subdivision | FERGUSON ADDITION |
| Legal Block | 5 |
| Legal Lot Number | L5,6 |
| Jurisdiction | BOYD KY |
| Minor Civil Division | ASHLAND |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 30500 |
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