Boyd County property record for 2224 Smith St, Ashland, KY 41101 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1928 |
| Square Footage | 958 sqft Living Area |
| Lot Size | 9,940 sqft (0.229 acres) |
| Last Sale | $21,100 (2009) |
| Tax Bill | $509.00 (2025) |
| Primary APN | 031-11-18-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 958 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,940 sqft (0.229 acres) |
| Depth X Width | 140 ft x 71.3 ft Depth x Width |
| Driveway | Driveway Gravel |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 540301 |
|---|---|
| Street Address | 2224 SMITH ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 71.25X140 |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 8 |
| Jurisdiction | BOYD KY |
| Minor Civil Division | ASHLAND |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 30500 |
Source: Boyd County records · APN 031-11-18-008.00
Assessment roll updated January 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4129 HURRICANE RD, CATLETTSBURG, KY 41129-8686 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2010 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK |
| Dec 10, 2009 | Commissioner's Deed, Foreclosure · Adjustable Rate Mortgage (ARM) HOME FEDERAL SAVINGS & LOAN ASSN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2009 · Amount on Record |
| Deed Sale | Dec 10, 2009 · Amount on Record |
| Deed Doc Number | 2009631859 |
| Deed Book / Page | 726 / 304 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2224 SMITH ST, ASHLAND, KY 41101-4822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1152/128 |
|---|---|
| Date | Apr 01, 2010 |
| Book Page | M1152/128 |
| Instrument | 634755 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Dec 10, 2009 |
| Property Address | 2224 SMITH ST, ASHLAND, KY 41101-4822 |
| Document Number | 00D726/304 |
| Book / Page | D726 / 304 |
| Instrument Date | Aug 14, 2009 |
| Instrument | 631859 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2240 SMITH ST, ASHLAND, KY 41101-4822 |
| Document Number | 0000631860 |
|---|---|
| Date | Dec 10, 2009 |
| Instrument | 631860 |
| Name | HOME FEDERAL SAVINGS & LOAN ASSN |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 01, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.5% |
Source: Boyd County records · Assessment roll updated January 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509.00 (-2.3%) | $80,000 (-) Land $10,000 Building $70,000 | $80,000 (-) Land $10,000 Building $70,000 |
| 2023 | $521.00 | $80,000 Land $10,000 Building $70,000 | $80,000 Land $10,000 Building $70,000 |
Source: FEMA National Flood Hazard Layer, Boyd County (21019C), updated October 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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