2242 Smith St, Ashland, KY 41101 Property Records

Boyd County property record for 2242 Smith St, Ashland, KY 41101 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	2,450 sqft Living Area
Lot Size	7,000 sqft (0.16 acres)
Garage	Detached
Occupancy	Owner Occupied
Tax Bill	$399.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`031-11-18-005.00`
Alternative APN	`809871`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,450 sqft Living Area
Gross Area	364 sqft Gross Area
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1960
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,000 sqft (0.16 acres)
Depth X Width	140 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Deck Area	2,200 sqft Deck
Porch	Porch
Porch Area	80 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	809871
Street Address	2242 SMITH ST
City	ASHLAND
State	KY
Zip	41101-4822
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 5 50X140 OAKVIEW SUBDIVISION
Legal Subdivision	OAKVIEW SUBITION
Legal Block	18
Legal Lot Number	4
Jurisdiction	BOYD KY
Minor Civil Division	ASHLAND
Census Blockgroup	1
Census Block	1027
Census Tract	30500

Owner

Source: Boyd County records · APN 031-11-18-005.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2242 SMITH ST, ASHLAND, KY 41101-4822
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2007
Deed Sale	Sep 04, 2007
Deed Doc Number	600146
Deed Book / Page	D706 / 661
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2242 SMITH ST, ASHLAND, KY 41101-4822
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 SMITH ST, ASHLAND, KY 41101-4822

Mortgage

Document Number	00001493/1
Date	Dec 09, 2021
Book Page	1493/1
Instrument	10007291

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Boyd County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (-6.12%) Homeowner's exemption	$110,000 (-) Land $15,000 Building $95,000	$110,000 (-) Land $15,000 Building $95,000
2023	$425.00 Homeowner's exemption	$110,000 Land $15,000 Building $95,000	$110,000 Land $15,000 Building $95,000

Flood & Wildfire

2242 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Boyd County (21019C), updated October 15, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.