2240 River Bluff Cir, Pipe Creek, TX 78063 Property Records

Bandera County property record for 2240 River Bluff Cir, Pipe Creek, TX 78063

Property Summary

Property TypeRural Home
Details1,254 sqft · built 2016
Lot Size5.33 acres (232,175 sqft)
OwnerIndividual Name on File
Last Sale$51,500 (Mar 2014)
Tax Bill$2,781 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16400-00000-0630

Property Details

APN / Parcel Number

Primary APN16400-00000-0630
Alternative APN
  • 146146

Interior

Stories1 Story
Building Area1,254 sqft Living Area
1st Floor Area1,254 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialMetal
Lot Area232,175 sqft (5.33 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft
Patio Area776 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number16400-00000-0630
Street Address2240 RIVER BLUFF CIR
CityPIPE CREEK
StateTX
Zip78063-6073
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionRIVER BLUFF RANCH LT 63 5.33 ACRES
Legal SubdivisionRIVER BLUFF RANCH
Legal Lot Number63
JurisdictionBANDERA TX
Township / Civil DivisionBANDERA
Census Block Group1
Census Block1043
Census Tract101

Owner

2240 River Bluff Cir, a rural home, is owned and occupied by an individual who bought it in March 2014.

Source: Bandera County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2240 RIVER BLUFF CIR, PIPE CREEK, TX 78063-6073
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2014 · Amount on File
Deed SaleMar 7, 2014 · Amount on File
Prior SaleApr 25, 2007
Deed Document Number2014203201
Deed Book / Page980 / 609
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANDERA TX
Property Address2240 RIVER BLUFF CIR, PIPE CREEK, TX 78063-6073
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySECURITY SERVICE TTL CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1174/927
DateMay 19, 2020
Book Page1174/927
Instrument236823
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32222
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2240 River Bluff Cir was $2,781 with exemptions applied, down 49.4% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyBandera County
Unified School DistrictBandera Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,781.00 (-49.36%) Homeowner's exemption Senior Citizen's exemption$343,610$448,520 Land $205,030 Building $243,490
2024$5,492.00 (+45.1%)
2023$3,785.00 Homeowner's exemption$391,910 Land $194,030 Building $197,880$391,910 Land $194,030 Building $197,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2240 River Bluff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims16 (1991–2016)
Claims Outside the SFHA6 of 16
Most Recent ClaimMay 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2240 River Bluff Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BEC Fiber
Fiber
1,000 / 1,000

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