224 Spalding Rd, Holts Summit, MO 65043 Property Records

Callaway County property record for 224 Spalding Rd, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1987
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Dec 2024 Second Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-20-003-014.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-20-003-014.000`
Alternative APN	`2507025020003010000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	16.5 ft deep x 12.1 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2507025020003014000
Street Address	224 SPALDING RD
City	HOLTS SUMMIT
State	MO
Zip	65043-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 GOODEARTH SUB.
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	GOOD EARTH
Legal Lot Number	16
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3006
Census Tract	70800

Owner

Source: Callaway County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2810 ROUTE CC, JEFFERSON CITY, MO 65109-8747
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Jul 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023
Deed Sale	May 19, 2023
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20232455
Deed Book / Page	506 / 969
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	224 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000517/364
Date	Dec 20, 2024
Book Page	517/364
Instrument	202406672

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 28, 2023
Property Address	224 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Document Number	000508/726
Book / Page	508 / 726
Instrument Date	Aug 25, 2023
Instrument	202304334
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 ROUTE CC, JEFFERSON CITY, MO 65109-8747

Mortgage

Document Number	0202304335
Date	Aug 28, 2023
Instrument	202304335

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 28, 2022
Property Address	224 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Document Number	000501/689
Book / Page	501 / 689
Instrument Date	Jul 26, 2022
Instrument	202204801
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SPALDING RD, HOLTS SUMMIT, MO 65043-1484

Mortgage

Document Number	0202204802
Date	Jul 28, 2022
Instrument	202204802

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+7.01%)	$23,603 (+9.7%)	$124,230 (+9.71%)
2024	$1,341.00 (+0.07%)	$21,515 (-)	$113,240 (-)
2023	$1,340.00 (+2.21%)	$21,515 (+2.26%)	$113,240 (+2.26%)
2022	$1,311.00	$21,040 Land $1,930 Building $19,110
2021			$110,740 Land $10,160 Building $100,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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