Callaway County property record for 196 Spalding Rd, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,152 sqft · built 1983 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,100 (Aug 2020) |
| Tax Bill | $1,817 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-25.0-20-003-011.000 |
| Primary APN | 25-07.0-25.0-20-003-011.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,000 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 20,081 sqft (0.461 acres) |
| Lot Dimensions | 16.6 ft deep x 12.1 ft wide |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2507025020003011000 |
|---|---|
| Street Address | 196 SPALDING RD |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 GOODEARTH SUB. |
| Legal Range | 11W |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | GOOD EARTH |
| Legal Lot Number | 13 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-07.0-25.0-20-003-011.000
Assessment roll updated January 15, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE |
| May 04, 2018 | Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE |
| Aug 18, 2020 | Warranty Deed, Transfer |
| May 04, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | May 04, 2018 · Amount on Record |
| Deed Document Number | 20205574 |
| Deed Book / Page | 486 / 924 |
| Prior Transfer Date | Aug 11, 2020 |
| Prior Transfer Doc | 000486/924 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000244/822 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 244/822 |
| Instrument | 202005575 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000240/0000000592 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 0000000240/0000000592 |
| Instrument | 201802692 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Aug 18, 2020 |
| Property Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
| Document Number | 000486/924 |
| Book / Page | 486 / 924 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 202005574 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 04, 2018 |
| Property Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
| Document Number | 472/205 |
| Book / Page | 472 / 205 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 201802691 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 SPALDING RD, HOLTS SUMMIT, MO 65043-1483 |
Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,817.00 (-2.47%) | $29,892 (-) | $157,330 (-) |
| 2024 | $1,863.00 (+0.05%) | $29,892 (-) | $157,330 (-) |
| 2023 | $1,862.00 (+5.44%) | $29,892 (+5.47%) | $157,330 (+5.47%) |
| 2022 | $1,766.00 | $28,342 Land $1,930 Building $26,412 | |
| 2021 | $149,170 Land $10,160 Building $139,010 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
May also be available: Brightspeed, Wisper ISP.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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