206 Spalding Rd, Holts Summit, MO 65043 Property Records

Callaway County property record for 206 Spalding Rd, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2017
Lot Size	0.456 acres (19,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,627 (May 2026)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-20-003-012.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-20-003-012.000`
Alternative APN	`2507025020003010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	19,863 sqft (0.456 acres)
Lot Dimensions	16.4 ft deep x 12.1 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507025020003012000
Street Address	206 SPALDING RD
City	HOLTS SUMMIT
State	MO
Zip	65043-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 GOODEARTH SUB.
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	GOOD EARTH
Legal Lot Number	14
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3006
Census Tract	70800

Owner

Source: Callaway County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · FHA Mortgage MIDWESTERN TITLE, MIDWEST TITLE
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON BANK OF MISSOURI
Mar 27, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	20262920
Deed Book / Page	527 / 499
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 19, 2026
Property Address	206 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Document Number	0000002920
Book / Page	527 / 499
Instrument Date	May 18, 2026
Instrument	2026.2920
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPALDING RD, HOLTS SUMMIT, MO 65043-1484

Mortgage

Document Number	0000002921,
Date	May 19, 2026
Book Page	527/500
Instrument	2026.2921

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	206 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0785
Date	Mar 27, 2017
Book Page	D0238/0785
Instrument	201701860

Lender

Name	JEFFERSON BANK OF MISSOURI
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 27, 2017
Property Address	206 SPALDING RD, HOLTS SUMMIT, MO 65043-1484
Document Number	M0464/0730
Book / Page	M0464 / 0730
Map Reference	PL 6 PG 11
Instrument Date	Mar 17, 2017
Instrument	201701859
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPALDING RD, HOLTS SUMMIT, MO 65043-1484

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (-2.49%)	$31,540 (-)	$166,000 (-)
2024	$1,966.00 (+0.05%)	$31,540 (-)	$166,000 (-)
2023	$1,965.00 (+3.15%)	$31,540 (+3.18%)	$166,000 (+3.18%)
2022	$1,905.00	$30,567 Land $1,930 Building $28,637
2021			$160,880 Land $10,160 Building $150,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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