St. Johns County property record for 224 River Plantation Rd S, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,843 sqft · built 2005 |
| Lot Size | 3.37 acres (146,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jun 2018) |
| Tax Bill | $6,435 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016941-0220 |
| Primary APN | 016941-0220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,843 sqft Living Area |
| Gross Area | 3,396 sqft |
| 1st Floor Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 146,797 sqft (3.37 acres) |
| Garage Type | Attached |
| Garage Area | 553 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,304 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 290 sqft |
| Deck Area | Deck Area |
| Patio Area | 912 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 224 RIVER PLANTATION RD S |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 27/88-98 RIVERS EDGE PLANTATION LOT 22 & 22A OR4565/931 |
| Legal Range | 27E |
| Legal Township | 07S |
| Legal Section | 39 |
| Legal Subdivision | RIVERS EDGE PLANTATION |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21004 |
224 River Plantation Rd S is owned and occupied by two individuals who bought it in June 2018.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jun 19, 2018 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on File |
| Deed Sale | Jun 19, 2018 · Amount on File |
| Deed Document Number | 201842904 |
| Deed Book / Page | 4565 / 931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 224 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 224 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Document Number | 0056801874 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 5680/1874 |
| Instrument | 2022113202 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 224 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Document Number | 0048341355 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 224 RIVER PLANTATION RD S ST AUGUSTINE FL 320928959, ST AUGUSTINE, FL 32092-8959 |
| Document Number | 0048341355 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 004834/001355 |
| Instrument | 86907 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 19, 2018 |
| Property Address | 224 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Document Number | 0045650931 |
| Book / Page | 004565 / 000931 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 42904 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 224 RIVER PLANTATION RD S ST AUGUSTINE FL 320928959, ST AUGUSTINE, FL 32092-8959 |
| Document Number | 45650933 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 004565/000933 |
| Instrument | 42905 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2048 |
The 2025 property tax bill for 224 River Plantation Rd S was $6,435 with a homeowner's exemption, up 11.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,034 (+2.7%) | $786,301 (-0.61%) Land $339,000 Building $447,301 | |
| 2025 | $6,435.00 (+11.87%) Homeowner's exemption | $491,757 (+2.9%) | $791,105 (+3.85%) Land $339,000 Building $452,105 |
| 2024 | $5,752.00 (+1.91%) Homeowner's exemption | $477,898 (+3%) | $761,783 (-0.62%) Land $339,000 Building $422,783 |
| 2023 | $5,644.00 (+2.66%) Homeowner's exemption | $463,979 (+3%) | $766,568 (+16.62%) Land $339,000 Building $427,568 |
| 2022 | $5,498.00 Homeowner's exemption | $450,465 | $657,345 Land $240,800 Building $416,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 River Plantation Rd S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 8 condo units |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 River Plantation Rd S is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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