St. Johns County property record for 232 River Plantation Rd S, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,643 sqft · built 2023 |
| Lot Size | 5.17 acres (225,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $414,000 (Jul 2022) |
| Tax Bill | $10,224 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 016941-0240 |
| Primary APN | 016941-0240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,643 sqft Living Area |
| Gross Area | 3,499 sqft |
| 1st Floor Area | 2,643 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 225,205 sqft (5.17 acres) |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 232 RIVER PLANTATION RD S |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 27/88-98 RIVERS EDGE PLANTATION LOT 24 & 24A OR5596/1465 |
| Legal Range | 27E |
| Legal Township | 07S |
| Legal Section | 39 |
| Legal Subdivision | RIVERS EDGE PLANTATION |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21004 |
232 River Plantation Rd S is owned and occupied by an individual who bought it in July 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 28, 2021 | Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on File |
| Deed Sale | Jul 13, 2022 · Amount on File |
| Prior Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 202268652 |
| Deed Book / Page | 5596 / 1465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 232 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 359 OAK SHADOW PL PI, PI, SAINT JOHNS, FL 32259-7436 |
| Document Number | 0055961467 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 5596/1467 |
| Instrument | 2022068653 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 232 RIVER PLANTATION RD S, SAINT AUGUSTINE, FL 32092-8959 |
| Document Number | 0053800960 |
| Book / Page | 5380 / 960 |
| Map Reference | MB 27 PG 88-98 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021106133 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 COQUINA BLVD, ST AUGUSTINE, FL 32080-6863 |
| Name | Verified Name |
|---|---|
| Address | 9651 HOOD RD, JACKSONVILLE, FL 32257-1127 |
The 2025 property tax bill for 232 River Plantation Rd S was $10,224 with a homeowner's exemption, up 11.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780,169 (+0.91%) Land $339,000 Building $441,169 | $780,169 (+0.37%) Land $339,000 Building $441,169 | |
| 2025 | $10,224.00 (+11.36%) Homeowner's exemption | $773,117 (+2.9%) | $777,328 (+2.45%) Land $339,000 Building $438,328 |
| 2024 | $9,181.00 (+113.36%) Homeowner's exemption | $751,328 (+121.63%) | $758,752 (+123.82%) Land $339,000 Building $419,752 |
| 2023 | $4,303.00 (+39.66%) | $339,000 (+40.78%) | $339,000 (+40.78%) Land $339,000 |
| 2022 | $3,081.00 | $240,800 | $240,800 Land $240,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 River Plantation Rd S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 8 condo units |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 River Plantation Rd S is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures