224 Jacoby Junction Dr, Louisa, VA 23093 Property Records

Louisa County property record for 224 Jacoby Junction Dr, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2016
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$185,400 (Jun 2017)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25 17 11`

Property Details

APN / Parcel Number

Primary APN	`25 17 11`
Alternative APNs	`29477` `28017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Porch	Slab
Porch Area	276 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28017
Street Address	224 JACOBY JUNCTION DR
City	LOUISA
State	VA
Zip	23093-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	JACOBY JUNCTION PB 8/2420-2422 LOT 11 DB 1513/104 1.581AC
Legal Subdivision	JACOBY JUNCTION SUBDIVISION
Legal Lot Number	11
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1017
Census Tract	950201

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 JACOBY JUNCTION DR, LOUISA, VA 23093-5042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2017	Deed of Trust, Mortgage NFM LNDG
Jun 9, 2017	Grant Deed, Transfer NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	20174897
Deed Book / Page	1513 / 104
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	224 JACOBY JUNCTION DR, LOUISA, VA 23093-5042
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001817/592
Date	Jan 10, 2022
Book Page	1817/592
Instrument	202200000086

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	224 JACOBY JUNCTION DR, LOUISA, VA 23093-5042
Document Number	0000007023
Book / Page	001523 / 000532
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 JACOBY JUNCTION DR LOUISA VA 23093, LOUISA, VA 23093

Mortgage

Document Number	0000007023
Date	Aug 17, 2017
Book Page	001523/000532
Instrument	7023

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 9, 2017
Property Address	224 JACOBY JUNCTION DR, LOUISA, VA 23093-5042
Document Number	0000004897
Book / Page	001513 / 000104
Instrument Date	Mar 22, 2017
Instrument	4897
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 JACOBY JUNCTION DR LOUISA VA 23093, LOUISA, VA 23093

Mortgage

Document Number	4898
Date	Jun 9, 2017
Book Page	001513/000107
Instrument	4898

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,700 (+3.44%) Land $47,800 Building $303,900	$351,700 (+3.44%) Land $47,800 Building $303,900
2025	$2,448.00 (+12.29%)	$340,000 (+22.83%) Land $38,600 Building $301,400	$340,000 (+22.83%) Land $38,600 Building $301,400
2024	$2,180.00 (+1,138.64%)
2023		$276,800 Land $30,500 Building $246,300
2022	$176.00		$276,800 Land $30,500 Building $246,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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