Middlesex County and Reading Town property record for 224 Forest St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,104 sqft · built 1984 |
| Lot Size | 0.331 acres (14,401 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $475,000 (Mar 2014) |
| Tax Bill | $9,464 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:032.0-0000-0154.0 |
| Primary APN | READ M:032.0-0000-0154.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,921 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 14,401 sqft (0.331 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1280000000260 |
|---|---|
| Street Address | 224 FOREST ST |
| City | READING |
| State | MA |
| Zip | 01867-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 224 FOREST ST, READING, MA 01867-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 3, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on Record |
| Deed Sale | Mar 21, 2014 · Amount on Record |
| Prior Sale | Apr 29, 2009 · Amount on Record |
| Deed Book / Page | 63393 / 311 |
| Last Transfer Date | Oct 3, 2025 |
| Transfer Doc | 084696-504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 3, 2025 |
| Property Address | 224 FOREST ST, READING, MA 01867-1413 |
| Document Number | 084696-504 |
| Book / Page | 84696 / 504 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 120571 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 FOREST ST, READING, MA 01867-1413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 224 FOREST ST, READING, MA 01867-1413 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 076259-112 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 76259/112 |
| Instrument | 222544 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 224 FOREST ST, READING, MA 01867-1413 |
| Document Number | 73169-406 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 224 FOREST ST READING MA 018671413, READING, MA 01867-1413 |
| Document Number | 73169-406 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 073169/000406 |
| Instrument | 127098 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,464.00 (+1.18%) | $830,900 (+4.11%) Land $448,700 Building $382,200 | $874,190 (+3.3%) |
| 2024 | $9,354.00 (+3.23%) | $798,100 (+10.89%) Land $431,000 Building $367,100 | $846,260 |
| 2023 | $9,061.00 | $719,700 Land $388,600 Building $331,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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