Middlesex County and Reading Town property record for 210 Forest St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,290 sqft · built 1984 |
| Lot Size | 0.252 acres (10,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Dec 2018) |
| Tax Bill | $10,025 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:032.0-0000-0151.0 |
| Primary APN | READ M:032.0-0000-0151.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Living Area |
| Gross Area | 3,384 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,990 sqft (0.252 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1280000000230 |
|---|---|
| Street Address | 210 FOREST ST |
| City | READING |
| State | MA |
| Zip | 01867-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 334300 |
210 Forest St is owned and occupied by two individuals who bought it in December 2018.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 FOREST ST, READING, MA 01867-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MLD MORTGAGE INC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MLD MORTGAGE INC |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Dec 12, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on File |
| Deed Sale | Dec 12, 2018 · Amount on File |
| Prior Sale | May 25, 1994 · Amount on File |
| Deed Document Number | 20189089 |
| Deed Book / Page | 72000 / 96 |
| Prior Transfer Date | Aug 25, 2018 |
| Prior Transfer Doc | 72000-96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 210 FOREST ST, READING, MA 01867-1413 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075922-220 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 75922/220 |
| Instrument | 190276 |
| Name | MLD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 210 FOREST ST, READING, MA 01867-1413 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078490-165 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 78490/165 |
| Instrument | 184297 |
| Name | MLD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 210 FOREST ST, READING, MA 01867-1413 |
| Document Number | 73697-424 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 210 FOREST ST READING MA 018671413, READING, MA 01867-1413 |
| Document Number | 73697-424 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 073697/000424 |
| Instrument | 3908 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 12, 2018 |
| Property Address | 210 FOREST ST, READING, MA 01867-1413 |
| Document Number | 72000-96 |
| Book / Page | 072000 / 000096 |
| Instrument Date | Aug 25, 2018 |
| Instrument | 9089 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,941.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 210 FOREST ST READING MA 018671413, READING, MA 01867-1413 |
| Document Number | 72000-100 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 072000/000100 |
| Instrument | 9090 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
The 2026 property tax bill for 210 Forest St was $10,025, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,025.00 (+1.52%) | $914,700 (+5.5%) Land $512,400 Building $401,800 | $950,769 (+3.92%) |
| 2025 | $9,875.00 (+1.16%) | $867,000 (+4.09%) Land $485,700 Building $381,300 | $914,945 (+3.28%) |
| 2024 | $9,762.00 (+3.25%) | $832,900 (+10.91%) Land $466,600 Building $366,300 | $885,875 |
| 2023 | $9,455.00 | $751,000 Land $420,700 Building $330,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 210 Forest St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 210 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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