214 Forest St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 214 Forest St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,018 sqft · built 1984
Lot Size0.292 acres (12,715 sqft)
Owner2 Individual Names on File
Last Sale$456,000 (Oct 2013)
Tax Bill$9,234 (2025)
Deeds & MortgagesNov 2023 Refinance
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNREAD M:032.0-0000-0152.0

Property Details

APN / Parcel Number

Primary APNREAD M:032.0-0000-0152.0
Alternative APNs
  • M:032.0=0000=0152.0
  • 1280000000240
  • 1280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,018 sqft Living Area
Gross Area2,696 sqft
1st Floor Area1,074 sqft
Basement Area816 sqft
Unfinished Basement498 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,715 sqft (0.292 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1280000000240
Street Address214 FOREST ST
CityREADING
StateMA
Zip01867-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4017
Census Tract334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:032.0-0000-0152.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address214 FOREST ST, READING, MA 01867-1413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HARVARD UNIVERSITY CREDIT UNION
Aug 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EVOLVE BANK & TRUST
Aug 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EVOLVE BANK & TRUST
Feb 04, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2013 · Amount on Record
Deed SaleOct 25, 2013 · Amount on Record
Prior SaleSep 01, 1993 · Amount on Record
Deed Book / Page62836 / 546
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address214 FOREST ST, READING, MA 01867-1413
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082200-489
DateNov 13, 2023
Book Page82200/489
Instrument129323
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueDec 01, 2048

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address214 FOREST ST, READING, MA 01867-1413
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078466-125
DateAug 13, 2021
Book Page78466/125
Instrument181810
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address214 FOREST ST, READING, MA 01867-1413
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78466-125
DateAug 13, 2021
Book Page78466/125
Instrument181810
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address214 FOREST ST, READING, MA 01867-1413
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74085-521
DateFeb 04, 2020
Book Page74085/521
Instrument17038
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,234.00 (+1.18%)$810,700 (+4.11%) Land $492,200 Building $318,500$852,340 (+3.36%)
2024$9,126.00 (+3.25%)$778,700 (+10.91%) Land $472,800 Building $305,900$824,600
2023$8,839.00$702,100 Land $426,300 Building $275,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1978–2004)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2004 · Flooding

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Based on FCC filings for 300 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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