Madison County property record for 224 Earlene Ct, Richmond, KY 40475 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft |
| Owner | Company Name on File |
| Last Sale | $31,000 (Nov 2018) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0035-0020 |
| Primary APN | R009-0035-0020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 896 sqft Living Area |
| Exterior Material | Concrete Block |
|---|
| Account Number | 68433 |
|---|---|
| Street Address | 224 EARLENE CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWERY HEIGHTS LOT 29 |
| Legal Subdivision | LOWERY HEIGHTS |
| Legal Lot Number | 29 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10301 |
Source: Madison County records · APN R009-0035-0020
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 376 NOLAND RD, RICHMOND, KY 40475-9266 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 05, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Nov 06, 2018 | Deed, Transfer PEOPLES BANK & TRUST CO |
| May 08, 2018 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2018 · Amount on Record |
| Deed Sale | Nov 06, 2018 · Amount on Record |
| Prior Sale | May 08, 2018 |
| Deed Document Number | 2013984312 |
| Deed Book / Page | D00766 / 509 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 224 EARLENE CT, RICHMOND, KY 40475-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2232/198 |
|---|---|
| Date | May 05, 2023 |
| Book Page | M2232/198 |
| Instrument | 2014143622 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 03, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 06, 2018 |
| Property Address | 224 EARLENE CT, RICHMOND, KY 40475-1706 |
| Document Number | D00766/509 |
| Book / Page | D00766 / 509 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 2013984312 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 CHESTNUT ST, 419, BEREA, KY 40403-1510 |
| Name | Verified Name |
|---|---|
| Address | 376 NOLAND RD, RICHMOND, KY 40475-9266 |
| Document Number | 2013984313 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 2013984313 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 08, 2018 |
| Property Address | 224 EARLENE CT, RICHMOND, KY 40475-1706 |
| Document Number | D00759/129 |
| Book / Page | D00759 / 129 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 2013975508 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 224 EARLEEN COURT, 224, BEREA, KY 40403 |
| Name | Verified Name |
|---|---|
| Address | 419 CHESTNUT ST, BEREA, KY 40403-1510 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (+38.82%) Additional exemption filed | $60,000 (+42.86%) | $60,000 (+42.86%) |
| 2023 | $407.00 (-0.25%) | $42,000 (-) | $42,000 (-) |
| 2022 | $408.00 | $42,000 | $42,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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