Madison County property record for 209 Earlene Ct, Richmond, KY 40475 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,312 sqft |
| Lot Size | 0.476 acres (20,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Sep 2018) |
| Tax Bill | $593 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage May 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0034-0009 |
| Primary APN | R009-0034-0009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,312 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 20,761 sqft (0.476 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 38874 |
|---|---|
| Street Address | 209 EARLENE CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWERY HEIGHTS LOT 16 & PT 15 |
| Legal Subdivision | LOWERY HEIGHTS |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10301 |
Source: Madison County records · APN R009-0034-0009
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 19, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 06, 2018 | Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Oct 04, 2010 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2018 · Amount on Record |
| Deed Sale | Sep 06, 2018 · Amount on Record |
| Deed Document Number | 20182013981536 |
| Deed Book / Page | 764 / 255 |
| Last Transfer Date | Apr 24, 2026 |
| Transfer Doc | 0014349773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Document Number | 0M2346/601 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | M2346/601 |
| Instrument | 2014236789 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Sep 01, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 19, 2026 |
| Property Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Document Number | 0014349773 |
| Book / Page | 883 / 32 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202614349773 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 06, 2018 |
| Property Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Document Number | D00764/255 |
| Book / Page | D00764 / 255 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2013981536 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 OAK BRANCH DR, BEREA, KY 40403-9581 |
| Name | Verified Name |
|---|---|
| Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Document Number | 2013981537 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 2013981537 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 04, 2010 |
| Property Address | 209 EARLENE CT, RICHMOND, KY 40475-1705 |
| Document Number | 00D661/020 |
| Book / Page | D661 / 020 |
| Map Reference | MB1 PG100 |
| Instrument Date | Sep 28, 2010 |
| Instrument | 450153 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 536 ARDEN AVE, HARRODSBURG, KY 40330-1730 |
| Name | Verified Name |
|---|---|
| Address | 152 BROOKSTOWN RD, RICHMOND, KY 40475-9200 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $593.00 (-12.67%) Homeowner's exemption | $112,000 (+6%) | $112,000 (+6%) |
| 2023 | $679.00 (-0.29%) | $70,000 (-) | $70,000 (-) |
| 2022 | $681.00 | $70,000 | $70,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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