215 Earlene Ct, Richmond, KY 40475 Property Records

Madison County property record for 215 Earlene Ct, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,276 sqft
Owner	Individual Name on File
Last Sale	$68,275 (May 2018)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R009-0034-0005-A`

Property Details

APN / Parcel Number

Primary APN	`R009-0034-0005-A`
Alternative APNs	`106363` `143687` `73874`

Interior

Stories	1 Story
Building Area	1,276 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl

Location & Zoning

Account Number	73874
Street Address	215 EARLENE CT
City	RICHMOND
State	KY
Zip	40475-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWERY HEIGHTS LOT 12
Legal Subdivision	LOWERY HEIGHTS
Legal Lot Number	12
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3012
Census Tract	10301

Owner

Source: Madison County records · APN R009-0034-0005-A

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 5TH ST APT 1, 1, RICHMOND, KY 40475-1195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 01, 2021	Quit Claim Deed, Transfer Quitclaim
May 07, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2018 · Amount on Record
Deed Sale	May 07, 2018 · Amount on Record
Prior Sale	May 07, 2018 · Amount on Record
Deed Document Number	D00759/055
Deed Book / Page	D00759 / 055
Last Transfer Date	Jun 01, 2021
Transfer Doc	00D806/138
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	215 EARLENE CT, RICHMOND, KY 40475-1705
Transaction Type	Mortgage
Record Updated	Oct 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 5TH ST 1, 1, RICHMOND, KY 40475-1195

Mortgage

Document Number	0M2410/278
Date	Sep 17, 2025
Book Page	M2410/278
Instrument	2014285759

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	215 EARLENE CT, RICHMOND, KY 40475-1705
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2240/36
Date	Jun 13, 2023
Book Page	M2240/36
Instrument	2014150472

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	215 EARLENE CT, RICHMOND, KY 40475-1705
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2058/394
Date	Jun 01, 2021
Book Page	M2058/394
Instrument	2014038909

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Jun 01, 2021
Property Address	215 EARLENE CT, RICHMOND, KY 40475-1705
Document Number	00D806/138
Book / Page	D806 / 138
Map Reference	MB 1 PG 100
Instrument Date	May 24, 2021
Instrument	2014038904
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 EARLENE CT, RICHMOND, KY 40475-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 5TH ST APT 1, 1, RICHMOND, KY 40475-1195

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 07, 2018
Property Address	215 EARLENE CT, RICHMOND, KY 40475-1705
Document Number	D00759/055
Book / Page	D00759 / 055
Map Reference	MB1 PG100
Instrument Date	Apr 27, 2018
Instrument	2013975427
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$68.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 HAGER BR, EAST POINT, KY 41216-8766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 FRANKS WAY, LEXINGTON, KY 40509-1762

Mortgage

Document Number	2013975428
Date	May 07, 2018
Instrument	2013975428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (+29.73%) Additional exemption filed	$112,000 (+33.33%)	$112,000 (+33.33%)
2023	$814.00 (-0.37%)	$84,000 (-)	$84,000 (-)
2022	$817.00	$84,000	$84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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