221 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 221 E Main St, Elkton, MD 21921

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,628 sqft · built 1900
Lot Size0.18 acres (7,825 sqft)
OwnerIndividual Name on File
Last Sale$89,250 (Sep 2011)
Tax Bill$3,070 (2025)
Flood ZoneZone X (minimal risk)
APN03-042898

Property Details

APN / Parcel Number

Primary APN03-042898
Alternative APNs
  • 3042898
  • 042898

Interior

Units5 Units
Stories3 Stories
Building Area2,628 sqft Total Area
1st Floor Area2,628 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick Veneer
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area7,825 sqft (0.18 acres)
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number042898
Street Address221 E MAIN ST
CityELKTON
StateMD
Zip21921-5717
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeRO
Legal Description.1797 ACRE 221 EAST MAIN STREET ELKTON
Legal SubdivisionGILPIN MANOR
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2007
Census Tract30400

Owner

Source: Cecil County records · APN 03-042898

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2901 18TH ST S, ARLINGTON, VA 22204-5213
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2011 · Amount on Record
Deed SaleSep 02, 2011 · Amount on Record
Prior SaleApr 28, 2009 · Amount on Record
Deed Book / Page3071 / 482
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$204,733 (+36.31%)$232,000 (+54.46%) Land $87,300 Building $144,700
2025$3,070.00 (+17.49%)
2023$2,613.00$150,200 Land $87,300 Building $62,900$150,200 Land $87,300 Building $62,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–1999)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0070011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF ELKTON
serves 15,625 people
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

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