2239 Leonard St, Duluth, MN 55811 Property Records

St. Louis County property record for 2239 Leonard St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,792 sqft · built 1987
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,592 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-2710-06994`

Property Details

APN / Parcel Number

Primary APN	`010-2710-06994`
Alternative APN	`42480`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,792 sqft Gross Area
1st Floor Area	896 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	19,602 sqft (0.45 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	64 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	42480
Street Address	2239 LEONARD ST
City	DULUTH
State	MN
Zip	55811-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 125 FT OF W 275 FT OF S 158 FT OF S1/2 OF SE1/4 OF SE1/4 OF NE 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	2300

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2239 LEONARD ST, DULUTH, MN 55811-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NATIONAL BANK
Jul 20, 2018	Loan Modification, Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2024
Transfer Doc	0001482653
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2239 LEONARD ST, DULUTH, MN 55811-3018
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429016
Date	Nov 3, 2021
Instrument	1429016

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2239 LEONARD ST, DULUTH, MN 55811-3018
Document Number	00A1338794
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2239 LEONARD ST DULUTH MN 558113018, DULUTH, MN 55811-3018

Mortgage

Document Number	00A1338794
Date	Aug 17, 2018
Instrument	A1338794

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Term	36 Months
Due	Aug 16, 2021

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,592.00 (+7.95%) Homeowner's exemption
2025	$4,254.00 (+4.21%) Homeowner's exemption	$390,100 (+19.96%) Land $38,500 Building $351,600	$390,100 (+19.96%) Land $38,500 Building $351,600
2024	$4,082.00	$325,200 (+10.8%) Land $44,700 Building $280,500	$325,200 (+10.8%) Land $44,700 Building $280,500
2022		$293,500 Land $51,000 Building $242,500	$293,500 Land $51,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Airfiber.

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