2226 Leonard St, Duluth, MN 55811 Property Records

St. Louis County property record for 2226 Leonard St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1973
Lot Size	0.171 acres (7,454 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Sep 2018)
Tax Bill	$3,510 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4550-00080`

Property Details

APN / Parcel Number

Primary APN	`010-4550-00080`
Alternative APN	`1058211`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	770 sqft
Finished Basement	770 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,454 sqft (0.171 acres)
Garage Area	728 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1058211
Street Address	2226 LEONARD ST
City	DULUTH
State	MN
Zip	55811-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:001 SERIAL #
Legal Subdivision	WEST END CENTRAL DIV OF DULUTH
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4010
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2226 LEONARD ST, DULUTH, MN 55811-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Conventional with PMI NATIONAL BK/CMRC
Sep 19, 2018	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit HARBOR PT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Document Number	20181002883
Last Transfer Date	Jan 27, 2023
Transfer Doc	0001065753
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2226 LEONARD ST, DULUTH, MN 55811-3019
Document Number	00T1013751
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2226 LEONARD ST DULUTH MN 558113019, DULUTH, MN 55811-3019

Mortgage

Document Number	00T1013751
Date	Aug 15, 2019
Instrument	T1013751

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 14, 2039

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2018
Property Address	2226 LEONARD ST, DULUTH, MN 55811-3019
Document Number	00T1002883
Instrument Date	Sep 14, 2018
Instrument	T1002883
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	AA AND T COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2226 LEONARD ST DULUTH MN 558113019, DULUTH, MN 55811-3019

Mortgage

Document Number	A1002884
Date	Sep 19, 2018
Instrument	A1002884

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2226 LEONARD ST, DULUTH, MN 55811-3019
Document Number	00A1001213
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2226 LEONARD ST DULUTH MN 558113019, DULUTH, MN 55811-3019

Mortgage

Document Number	00A1001213
Date	Aug 7, 2018
Instrument	A1001213

Lender

Name	HARBOR PT CU
Address	11 W 2ND ST, DULUTH, MN 55802-2014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,510.00 (+8.33%) Homeowner's exemption
2025	$3,240.00 (+4.11%) Homeowner's exemption	$291,400 (+13.61%) Land $24,700 Building $266,700	$291,400 (+13.61%) Land $24,700 Building $266,700
2024	$3,112.00	$256,500 (+11.28%) Land $30,700 Building $225,800	$256,500 (+11.28%) Land $30,700 Building $225,800
2022		$230,500 Land $35,000 Building $195,500	$230,500 Land $35,000 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Airfiber.

Nearby Properties on Leonard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures