2223 Leonard St, Duluth, MN 55811 Property Records

St. Louis County property record for 2223 Leonard St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,466 sqft · built 1990
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (May 2026)
Tax Bill	$5,984 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-06991`

Property Details

APN / Parcel Number

Primary APN	`010-2710-06991`
Alternative APNs	`1196962` `535368`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,466 sqft Gross Area
1st Floor Area	1,466 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	36,590 sqft (0.84 acres)
Garage Area	966 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	59 sqft
Deck Area	481 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1196962
Street Address	2223 LEONARD ST
City	DULUTH
State	MN
Zip	55811-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 158 FT OF S1/2 OF SE1/4 OF SE1/4 OFNE1/4 EX WLY 275 FT & EX ELY 158 FT SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2223 LEONARD ST, DULUTH, MN 55811-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage INCREDIBLEBANK
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Deed Document Number	20261532012
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2223 LEONARD ST, DULUTH, MN 55811-3018
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001410082
Date	Apr 13, 2021
Instrument	1410082

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 5, 2026
Property Address	2223 LEONARD ST, DULUTH, MN 55811-3018
Document Number	0001532012
Instrument Date	Apr 24, 2026
Instrument	2026.1532012
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,649.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2223 LEONARD ST, DULUTH, MN 55811-3018

Mortgage

Document Number	0001532013,
Date	May 5, 2026
Instrument	2026.1532013

Lender

Name	INCREDIBLEBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2223 LEONARD ST, DULUTH, MN 55811-3018
Document Number	00A1325742
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2223 LEONARD ST DULUTH MN 558113018, DULUTH, MN 55811-3018

Mortgage

Document Number	00A1325742
Date	Jan 11, 2018
Instrument	A1325742

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,984.00 (+7.86%) Homeowner's exemption
2025	$5,548.00 (+4.76%) Homeowner's exemption	$535,600 (+29.72%) Land $44,900 Building $490,700	$535,600 (+29.72%) Land $44,900 Building $490,700
2024	$5,296.00	$412,900 (+10.91%) Land $55,200 Building $357,700	$412,900 (+10.91%) Land $55,200 Building $357,700
2022		$372,300 Land $63,000 Building $309,300	$372,300 Land $63,000 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Airfiber.

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