Santa Rosa County property record for 2219 Tom St, Navarre, FL 32566 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,988 sqft · built 2018 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,100 (Aug 2024) |
| Tax Bill | $3,571 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ82-0000 |
| Primary APN | 21-2S-26-0780-0QQ82-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 1,988 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2219 TOM ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *ENHANCED LIFE ESTATE* RESERVED IN: CRESCENT SHORES SUBD BEGINNING AT THE NORTHEAST CORNER OF LOT QQ, CRESCENT SHORES SUBDIVISION, AS RECORDED IN PLAT BOOK A, PAGE 70, OF THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA; THENCE GOING WESTERLY 772.8 F |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Legal Lot Number | Q |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 21-2S-26-0780-0QQ82-0000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2219 TOM ST, NAVARRE, FL 32566-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 19, 2021 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Aug 26, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Aug 07, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2024 · Amount on Record |
| Deed Sale | Aug 05, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2021 · Amount on Record |
| Deed Document Number | 202435059 |
| Deed Book / Page | 4529 / 90 |
| Prior Transfer Date | Aug 02, 2024 |
| Prior Transfer Doc | 0045290090 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 19, 2021 |
| Property Address | 2219 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0041500895 |
| Book / Page | 4150 / 895 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 202148365 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | COTTON LAND TITLE INC, COTTON LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 MOUNTAIN VIEW DR, 820, MOAB, UT 84532-2942 |
| Name | Verified Name |
|---|---|
| Address | 2219 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 4150896 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 4150/896 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2219 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0038670853 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2219 TOM ST NAVARRE FL 325663343, NAVARRE, FL 32566-3343 |
| Document Number | 0038670853 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 003867/000853 |
| Instrument | 39723 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 07, 2018 |
| Property Address | 2219 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0037550029 |
| Book / Page | 003755 / 000029 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 33669 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,792.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2219 TOM ST NAVARRE FL 325663343, NAVARRE, FL 32566-3343 |
| Document Number | 37550031 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 003755/000031 |
| Instrument | 33670 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2048 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307,600 (+2.93%) Land $36,000 Building $271,600 | $307,600 (+2.93%) Land $36,000 Building $271,600 | |
| 2024 | $3,571.00 (-6.32%) | $298,851 (-6.19%) Land $33,000 Building $265,851 | $298,851 (-6.19%) Land $33,000 Building $265,851 |
| 2023 | $3,812.00 (+9.6%) | $318,578 (+11.79%) Land $30,000 Building $288,578 | $318,578 (+11.79%) Land $30,000 Building $288,578 |
| 2022 | $3,478.00 | $284,974 | $284,974 Land $27,000 Building $257,974 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108281, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 122 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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