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2238 Heather Ridge Dr, Normal, IL 61761 Property Records

McLean County property record for 2238 Heather Ridge Dr, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Owner2 Trust Names on File
Last Sale$400,000 (Jan 2023)
Tax Bill$8,223 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN14-11-406-001

Property Details

APN / Parcel Number

Primary APN14-11-406-001

Location & Zoning

Street Address2238 HEATHER RIDGE DR
CityNORMAL
StateIL
Zip61761-5498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHER RIDGE SUB 2ND ADD LT 95
Legal SubdivisionHEATHER RIDGE SUB
Legal Lot Number95
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1031
Census Tract105

Owner

2238 Heather Ridge Dr is owner-occupied and held in a trust since October 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Trust Names on File
Mailing Address2238 HEATHER RIDGE DR, NORMAL, IL 61761-5498
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PNC BANK NA
Jan 7, 2022Warranty Deed, Transfer
MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Deed Document Number2023204
Last Transfer DateOct 17, 2024
Transfer Doc0000015632
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJan 9, 2023
Property Address2238 HEATHER RIDGE DR, NORMAL, IL 61761-5498
Document Number202300000204
Map ReferenceDOC 2003-40784
Instrument DateNov 10, 2022
Instrument2023-00000204
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2238 HEATHER RIDGE DR, NORMAL, IL 61761-5498
InvestorPossibly a Property Investor

Mortgage

Document Number202300000205
DateJan 9, 2023
Instrument2023-00000205
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.3%
IndexOther
Margin3
Max Rate10.3%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJan 7, 2022
Property Address2238 HEATHER RIDGE DR, NORMAL, IL 61761-5498
Document Number202200000204
Instrument DateJul 24, 2021
Instrument2022-00000204
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 794, BLOOMINGTON, IL 61702-0794

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,092 Land $21,614 Building $95,478$351,276 Land $64,842 Building $286,434
2024$8,223.00 (+6.68%)
2023$7,708.00 (+105.93%)$96,066 (+130.52%) Land $17,733 Building $78,333$288,198 (+130.52%) Land $53,199 Building $234,999
2022$3,743.00$41,673 Land $16,020 Building $25,653$125,019 Land $48,060 Building $76,959

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2238 Heather Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2238 Heather Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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