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2281 Heather Ridge Dr, Normal, IL 61761 Property Records

McLean County property record for 2281 Heather Ridge Dr, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,479 sqft · built 2008
Lot Size0.194 acres (8,760 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (May 2024)
Tax Bill$9,615 (2024)
Deeds & MortgagesMay 2024 Sale & Mortgage
May 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN14-11-428-015

Property Details

APN / Parcel Number

Primary APN14-11-428-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,479 sqft Living Area
1st Floor Area1,334 sqft
Basement Area1,334 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area8,760 sqft (0.194 acres)
Lot Dimensions120 ft deep x 73 ft wide
Garage Area556 sqft
PorchOpen Brick Porch
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2281 HEATHER RIDGE DR
CityNORMAL
StateIL
Zip61761-5498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionHEATHER RIDGE SUB 2ND ADD LT 80
Legal Range02E
Legal Township24N
Legal Section11
Legal SubdivisionHEATHER RIDGE SUB
Legal Lot Number80
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1046
Census Tract105

Owner

2281 Heather Ridge Dr is owned and occupied by two individuals who bought it in May 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address2281 HEATHER RIDGE DR, NORMAL, IL 61761-5498
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Warranty Deed, Transfer · Conventional Mortgage
HICKORY POINT BANK & TRUST
May 3, 2023Deed of Trust, Mortgage · Construction Mortgage
FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on File
Deed SaleMay 3, 2024 · Amount on File
Prior SaleJun 24, 2008 · Amount on File
Deed Document Number20245420
Prior Transfer DateJun 10, 2008
Prior Transfer Doc0000017601
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 3, 2024
Property Address2281 HEATHER RIDGE DR, NORMAL, IL 61761-5498
Document Number202400005420
Map ReferenceDOC 2003-40784
Instrument DateApr 30, 2024
Instrument2024-00005420
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2281 HEATHER RIDGE DR, NORMAL, IL 61761-5498

Mortgage

Document Number202400005421
DateMay 3, 2024
Instrument2024-00005421
Lender
NameHICKORY POINT BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2281 HEATHER RIDGE DR, NORMAL, IL 61761-5498
Transaction TypeMortgage
Record UpdatedMay 16, 2023
Title CompanyNOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300005555
DateMay 3, 2023
Instrument2023-00005555
Lender
NameFLANAGAN STATE BANK
TypeBank
AddressPAW PAW, IL 61353
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 1, 2024
Interest
Rate TypeFixed Rate
Rate7.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$135,801 Land $20,716 Building $115,085$407,403 Land $62,148 Building $345,255
2024$9,615.00 (+11.63%)
2023$8,613.00$106,645 Land $16,996 Building $89,649$319,935 Land $50,988 Building $268,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2281 Heather Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2281 Heather Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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