2195 Heather Ridge Dr, Normal, IL 61761 Property Records

McLean County property record for 2195 Heather Ridge Dr, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,336 sqft · built 2005
Lot Size0.306 acres (13,328 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jun 2011)
Tax Bill$9,107 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-11-451-011

Property Details

APN / Parcel Number

Primary APN14-11-451-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,336 sqft Living Area
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area13,328 sqft (0.306 acres)
Lot Dimensions153 ft deep x 70.3 ft wide
Garage Area679 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2195 HEATHER RIDGE DR
CityNORMAL
StateIL
Zip61761-9673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionHEATHER RIDGE SUB 2ND ADD LT 86
Legal Range02E
Legal Township24N
Legal Section11
Legal SubdivisionHEATHER RIDGE SUB
Legal Lot Number86
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1046
Census Tract105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2195 HEATHER RIDGE DR, NORMAL, IL 61761-9673
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2011 · Amount on Record
Deed SaleJun 10, 2011 · Amount on Record
Deed Document Number201112896
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 18, 2022
Property Address2195 HEATHER RIDGE DR, NORMAL, IL 61761-9673
Document Number202200018819
Map ReferenceDOC 2003-40784
Instrument DateOct 17, 2022
Instrument2022-00018819
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 HEATHER RIDGE DR, NORMAL, IL 61761-9673

Mortgage

Document Number202200018820
DateOct 18, 2022
Instrument2022-00018820
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$128,975 (+21.89%) Land $20,716 Building $108,259$386,925 (+21.89%) Land $62,148 Building $324,777
2024$9,107.00 (+6.61%)
2023$8,542.00 (+7.95%)$105,815 (+12.46%) Land $16,996 Building $88,819$317,445 (+12.46%) Land $50,988 Building $266,457
2022$7,913.00$94,091 Land $15,355 Building $78,736$282,273 Land $46,065 Building $236,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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