2234 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2234 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,512 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-504-00-087-00`

Property Details

APN / Parcel Number

Primary APN	`05-504-00-087-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	756 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	125 ft deep x 23 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Enclosed Frame Porch
Porch Area	126 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2234 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-10 M R COOK
Legal Subdivision	M R COOK
Legal Block	2
Legal Lot Number	10
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2009
Census Tract	400

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2234 HARBOR AVE, ASHTABULA, OH 44004-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Apr 24, 2026
Property Address	2234 HARBOR AVE, ASHTABULA, OH 44004-5019
Document Number	0000003549
Book / Page	868 / 2229
Instrument Date	Apr 20, 2026
Instrument	20263549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2234 HARBOR AVE, ASHTABULA, OH 44004-5019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003549,
Date	Apr 24, 2026
Book Page	868/2229
Instrument	20263549

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00 (+71.08%)	$26,470 (-) Land $1,440 Building $25,030	$75,600 (-) Land $4,100 Building $71,500
2023	$1,321.00 (+10.18%) Homeowner's exemption	$26,470 (+25.21%) Land $1,440 Building $25,030	$75,600 (+25.17%) Land $4,100 Building $71,500
2022	$1,199.00 Homeowner's exemption	$21,140 Land $1,120 Building $20,020
2020			$60,400 Land $3,200 Building $57,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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