2227 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2227 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,086 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-124-00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-124-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	480 sqft
Upper Floors Area	282 sqft
Basement Area	324 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1992
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 30 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2227 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-2 & 3 M R COOK
Legal Subdivision	M R COOK
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2014
Census Tract	400

Owner

Source: Ashtabula County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2227 HARBOR AVE, ASHTABULA, OH 44004-5018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2227 HARBOR AVE, ASHTABULA, OH 44004-5018
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 HARBOR AVE, ASHTABULA, OH 44004-5018

Mortgage

Document Number	0000009749
Date	Oct 9, 2025
Book Page	855/412
Instrument	2025-00009749

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+147.68%)	$28,770 (-) Land $1,890 Building $26,880	$82,200 (-) Land $5,400 Building $76,800
2023	$992.00 (+20.83%) Homeowner's exemption	$28,770 (+25.47%) Land $1,890 Building $26,880	$82,200 (+25.5%) Land $5,400 Building $76,800
2022	$821.00 Homeowner's exemption	$22,930 Land $1,440 Building $21,490
2020			$65,500 Land $4,100 Building $61,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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