2230 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2230 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1940
Lot Size	0.374 acres (16,300 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Nov 2017)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-504-00-085-00`

Property Details

APN / Parcel Number

Primary APN	`05-504-00-085-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	128 sqft
Basement Area	84 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Lot Area	16,300 sqft (0.374 acres)
Lot Dimensions	159 ft deep x 102 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	24 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2230 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76 MCK & S 8 S W
Legal Subdivision	M R COOKS ADD
Legal Block	2
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2009
Census Tract	400

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2230 HARBOR AVE, ASHTABULA, OH 44004-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Jul 27, 2009 · Amount on Record
Deed Document Number	201711153
Deed Book / Page	647 / 2086
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2230 HARBOR AVE, ASHTABULA, OH 44004-5019
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000975
Date	Jan 28, 2021
Book Page	729/1617
Instrument	202100000975

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 1, 2017
Property Address	2230 HARBOR AVE, ASHTABULA, OH 44004-5019
Document Number	0000011153
Book / Page	647 / 2086
Map Reference	VOL 3 PG 20
Instrument Date	Oct 31, 2017
Instrument	201700011153
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011154
Date	Nov 1, 2017
Instrument	201700011154

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+72.39%)	$43,580 (-) Land $5,740 Building $37,840	$124,500 (-) Land $16,400 Building $108,100
2024	$2,159.00 (+1.5%) Homeowner's exemption	$43,580 (-) Land $5,740 Building $37,840
2023	$2,127.00 (+10.78%) Homeowner's exemption	$43,580 (+25.63%) Land $5,740 Building $37,840	$124,500 (+25.63%) Land $16,400 Building $108,100
2022	$1,920.00 Homeowner's exemption	$34,690 Land $4,410 Building $30,280
2020			$99,100 Land $12,600 Building $86,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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