2233 River Rd, Franklin, NC 28734 Property Records

Macon County property record for 2233 River Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1980
Lot Size	6.97 acres (303,613 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Oct 2020)
Tax Bill	$1,273 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7513335845`

Property Details

APN / Parcel Number

Primary APN	`7513335845`
Alternative APN	`148070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Heated Area
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	303,613 sqft (6.97 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,156 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	148070
Street Address	2233 RIVER RD
City	FRANKLIN
State	NC
Zip	28734-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CULLASAJA RD 1672
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

Source: Macon County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2233 RIVER RD, FRANKLIN, NC 28734-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 30, 2020	Warranty Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC
Oct 23, 2019	Warranty Deed, Transfer
Jul 10, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	20208389
Deed Book / Page	40 / 932
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	00H39/0835
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2233 RIVER RD, FRANKLIN, NC 28734-3562
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00I41/2115
Date	Oct 22, 2021
Book Page	I-41/2115
Instrument	2021010079

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Dec 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 30, 2020
Property Address	2233 RIVER RD, FRANKLIN, NC 28734-3562
Document Number	000I40/932
Book / Page	I-40 / 932
Instrument Date	Oct 30, 2020
Instrument	2020008389
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 N SALISBURY ST, 119, RALEIGH, NC 27603-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2233 RIVER RD, FRANKLIN, NC 28734-3562
Investor	Possibly a Property Investor

Mortgage

Document Number	2020008390
Date	Oct 30, 2020
Instrument	2020008390

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 23, 2019
Property Address	2233 RIVER RD, FRANKLIN, NC 28734-3562
Document Number	00M39/2447
Book / Page	M-39 / 2447
Instrument Date	Oct 15, 2019
Instrument	2019007198
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Investor	Possibly a Property Investor

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Jul 10, 2019
Property Address	2233 RIVER RD, FRANKLIN, NC 28734-3562
Document Number	00H39/0835
Book / Page	H-39 / 0835
Instrument Date	Jun 11, 2019
Instrument	2019004314
Transaction Type	Foreclosure
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,273.00	$407,660 (+7.74%) Land $116,640 Building $291,020	$407,660 (+7.74%) Land $116,640 Building $291,020
2025	$1,273.00 (-9.33%)
2023	$1,404.00	$378,360 Land $116,640 Building $261,720	$378,360 Land $116,640 Building $261,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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