2233 Gallagher Dr, Chipley, FL 32428 Property Records

Washington County property record for 2233 Gallagher Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 2007
Lot Size0.301 acres (13,112 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Apr 2020)
Tax Bill$1,675 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Oct 2019 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-1078-0001

Property Details

APN / Parcel Number

Primary APN19-1078-0001
Alternative APN
  • 001910780001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,264 sqft Heated Area
Gross Area1,780 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,112 sqft (0.301 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area16 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number001910780001
Street Address2233 GALLAGHER DR
CityCHIPLEY
StateFL
Zip32428-7337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT #19 LOT 1 ORB 1175 P 83 BLK 1078,
Legal Range14W
Legal Township02N
Legal Section35
Legal SubdivisionSUNNY HILLS
Legal Block1078
Legal Lot Number1
Legal Unit19
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1242
Census Tract970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2233 GALLAGHER DR, CHIPLEY, FL 32428-7337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Warranty Deed, Transfer · FHA Mortgage
ACOPIA
Oct 24, 2019Warranty Deed, Subdivision Related Transfer
NORTHWEST TITLE GROUP LLC
Nov 28, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Nov 30, 2018Trustee's Deed, Foreclosure
Apr 9, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2020 · Amount on Record
Deed SaleApr 28, 2020 · Amount on Record
Prior SaleNov 28, 2018
Deed Document Number202067002889
Deed Book / Page1175 / 83
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 28, 2020
Property Address2233 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067002889
Book / Page001175 / 000083
Instrument DateApr 24, 2020
Instrument67002889
Transaction TypeTransfer
Record UpdatedJun 4, 2020
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2312 E 6TH CT PANAMA CITY FL 324014725, PANAMA CITY, FL 32401-4725

Mortgage

Document Number67002890
DateApr 28, 2020
Book Page001175/000085
Instrument67002890
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2050

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 24, 2019
Property Address2233 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067008459
Book / Page001159 / 000787
Instrument DateOct 22, 2019
Instrument67008459
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 5, 2019
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$371.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4086 CONCORD BLVD CHIPLEY FL 324288025, CHIPLEY, FL 32428-8025

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateNov 28, 2018
Property Address2233 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067007897
Book / Page001131 / 000867
Instrument DateNov 27, 2018
Instrument67007897
Transaction TypeForeclosure
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8014 SW 135TH STREET RD OCALA FL 344736807, OCALA, FL 34473-6807

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateNov 30, 2018
Property Address2233 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067007967
Book / Page001132 / 000127
Instrument DateNov 14, 2018
Instrument67007967
Transaction TypeForeclosure
Record UpdatedDec 11, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8014 SW 135TH STREET RD OCALA FL 344736807, OCALA, FL 34473-6807

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateApr 9, 2018
Property Address2233 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067002425
Book / Page001115 / 000138
Instrument DateMar 27, 2018
Instrument67002425
Transaction TypeForeclosure
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8014 SW 135TH STREET RD OCALA FL 344736807, OCALA, FL 34473-6807

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,675.00 (+6.82%) Homeowner's exemption$158,879 (+2.9%)$207,666 (+4.15%) Land $11,000 Building $196,666
2024$1,568.00 (+2.62%) Homeowner's exemption$154,401 (+3%)$199,383 (+7.98%) Land $5,000 Building $194,383
2023$1,528.00 (+3.31%) Homeowner's exemption$149,904 (+3%)$184,650 (+7.62%) Land $5,000 Building $179,650
2022$1,479.00 Homeowner's exemption$145,538$171,580 Land $3,500 Building $168,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNNY HILLS UTILITY COMPANY
public/private · serves 1,458 people · EPA ID FL1670647
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

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