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2225 Gallagher Dr, Chipley, FL 32428 Property Records

Washington County property record for 2225 Gallagher Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 2007
Lot Size0.228 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$288,800 (Feb 2024)
Tax Bill$40 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-1078-0003

Property Details

APN / Parcel Number

Primary APN19-1078-0003
Alternative APN
  • 001910780003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,822 sqft Heated Area
Gross Area2,396 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.228 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area174 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number001910780003
Street Address2225 GALLAGHER DR
CityCHIPLEY
StateFL
Zip32428-7337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT #19, LOT 3, ORB 1297 P 30, BLK 1078
Legal Range14W
Legal Township02N
Legal Section35
Legal SubdivisionSUNNY HILLS
Legal Block1078
Legal Lot Number3
Legal Unit19
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1242
Census Tract970301

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2225 GALLAGHER DR, CHIPLEY, FL 32428-7337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 19, 2019Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
May 4, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Prior SaleSep 19, 2019 · Amount on Record
Deed Document Number202467001473
Deed Book / Page1297 / 30
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 27, 2024
Property Address2225 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067001473
Book / Page1297 / 30
Map ReferenceMB 3 PG 65-79
Instrument DateFeb 23, 2024
Instrument202467001473
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,021.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2225 GALLAGHER DR, CHIPLEY, FL 32428-7337

Transferred To (Grantee/Buyer)

NameVerified Name
Address41979 MARGARITA RD APT 68, 68, TEMECULA, CA 92591-2820

Mortgage

Document Number0000000032
DateFeb 27, 2024
Instrument1297/32
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 19, 2019
Property Address2225 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067007498
Book / Page1156 / 0772
Map ReferenceMB 3 PG 65-79
Instrument DateSep 13, 2019
Instrument201967007498
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,281.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8014 SW 135TH STREET RD, 8014, OCALA, FL 34473-6807

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 GALLAGHER DR, CHIPLEY, FL 32428-7337

Mortgage

Document Number0000000774
DateSep 19, 2019
Instrument1156/774
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 4, 2018
Property Address2225 GALLAGHER DR, CHIPLEY, FL 32428-7337
Document Number0067003082
Book / Page001116 / 000956
Instrument DateApr 30, 2018
Instrument67003082
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$90.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 GALLAGHER DR CHIPLEY FL 324287337, CHIPLEY, FL 32428-7337

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40.00 (-97.74%) Homeowner's exemption$273,025 (+61.38%) Land $11,000 Building $262,025$273,025 (+7.67%) Land $11,000 Building $262,025
2024$1,767.00 (+2.49%) Homeowner's exemption$169,178 (+3%)$253,584 (+8.02%) Land $5,000 Building $248,584
2023$1,724.00 (+3.42%) Homeowner's exemption$164,250 (+3.21%)$234,754 (+8.69%) Land $5,000 Building $229,754
2022$1,667.00 Homeowner's exemption$159,140$215,976 Land $3,500 Building $212,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNNY HILLS UTILITY COMPANY
public/private · serves 1,458 people · EPA ID FL1670647
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

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