Washington County property record for 2230 Gallagher Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 2024 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (May 2026) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1077-0013 |
| Primary APN | 19-1077-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,756 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,026 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2230 GALLAGHER DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #19 LOT 13 ORB 243 P 611-619 BLK 1077 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 13 |
| Legal Lot Number | 13 |
| Legal Unit | 19 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1232 |
| Census Tract | 970301 |
Source: Washington County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3911 E 11TH ST, PANAMA CITY, FL 32404-5930 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| May 6, 2026 | Warranty Deed, Transfer PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Deed Document Number | 20263439 |
| Deed Book / Page | 1370 / 300 |
| Prior Transfer Date | May 5, 2026 |
| Prior Transfer Doc | 0000003437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 6, 2026 |
| Property Address | 2230 GALLAGHER DR, CHIPLEY, FL 32428-7337 |
| Document Number | 0000003439 |
| Book / Page | 1370 / 300 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263439 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3911 E 11TH ST, PANAMA CITY, FL 32404-5930 |
| Document Number | 0000003440, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 1370/302 |
| Instrument | 20263440 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 6, 2026 |
| Property Address | 2230 GALLAGHER DR, CHIPLEY, FL 32428-7337 |
| Document Number | 0000003437 |
| Book / Page | 1370 / 297 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263437 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2277 SUNNY HILLS BLVD, CHIPLEY, FL 32428-2923 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 (+3,225.88%) | $201,203 (+3,924.06%) Land $11,000 Building $190,203 | $201,203 (+3,924.06%) Land $11,000 Building $190,203 |
| 2024 | $85.00 (+2.41%) | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 |
| 2023 | $83.00 (+15.28%) | $5,000 (+42.86%) Land $5,000 | $5,000 (+42.86%) Land $5,000 |
| 2022 | $72.00 | $3,500 Land $3,500 | $3,500 Land $3,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures