2231 Garner Rd, Blanchester, OH 45107 Property Records

Brown County property record for 2231 Garner Rd, Blanchester, OH 45107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1986
Lot Size	3.23 acres (140,699 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (May 2022)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	May 2022 Sale Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019501-4`

Property Details

APN / Parcel Number

Primary APN	`019501-4`
Alternative APN	`25-052664-02-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Material	Asphalt
Lot Area	140,699 sqft (3.23 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	019501-4
Street Address	2231 GARNER RD
City	BLANCHESTER
State	OH
Zip	45107-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 5229 3.23 A LANDS PERRY TWP BLANCHESTER LSD
Legal Subdivision	SAMUEL C CABELLS MILITARY SURVEY #5229
Jurisdiction	BROWN OH
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4001
Census Tract	951201

Owner

Source: Brown County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 E SPRING VALLEY PAINTERSVILLE RD, XENIA, OH 45385-9722
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer SOJOURNERS TITLE AGENCY
Oct 2, 2017	Loan Modification, Mortgage · Conventional Mortgage US BK
Oct 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20222816
Deed Book / Page	516 / 1735
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	May 10, 2022
Property Address	2231 GARNER RD, BLANCHESTER, OH 45107-9633
Document Number	0000002816
Book / Page	516 / 1735
Instrument Date	Apr 21, 2022
Instrument	202200002816
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 E SPRING VALLEY PAINTERSVILLE RD, XENIA, OH 45385-9722

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROWN OH
Property Address	2231 GARNER RD, BLANCHESTER, OH 45107-9633
Document Number	0000001301
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 GARNER RD BLANCHESTER OH 451079633, BLANCHESTER, OH 45107-9633

Mortgage

Document Number	0000001301
Date	Mar 23, 2018
Book Page	000480/001812
Instrument	1301

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Interest

Rate	4.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	2231 GARNER RD, BLANCHESTER, OH 45107-9633
Document Number	0000001302
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 GARNER RD BLANCHESTER OH 451079633, BLANCHESTER, OH 45107-9633

Mortgage

Document Number	0000001302
Date	Mar 23, 2018
Book Page	000480/001819
Instrument	1302

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Perry Township
Unified School District	Blanchester Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00	$57,970 (-) Land $14,400 Building $43,570
2024	$1,751.00 (+21.77%)	$57,970 (+26.46%) Land $14,400 Building $43,570	$165,620 (+26.46%) Land $41,130 Building $124,490
2023	$1,438.00 (-1.17%)	$45,840 (-) Land $11,420 Building $34,420
2022	$1,455.00	$45,840 Land $11,420 Building $34,420
2021			$130,970 Land $32,640 Building $98,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Bresco Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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