223 W Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 223 W Chapman St, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1900
Lot Size	0.143 acres (6,248 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2023)
Tax Bill	$690 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-0260-00540`

Property Details

APN / Parcel Number

Primary APN	`030-0260-00540`
Alternative APNs	`1119891` `1146722`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,248 sqft (0.143 acres)
Garage Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1146722
Street Address	223 W CHAPMAN ST
City	ELY
State	MN
Zip	55731-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 AND 19, BLOCK 3 SERIAL #
Legal Subdivision	SEMERS ADDITION TO ELY
Legal Block	3
Legal Lot Number	18-19
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELY
Census Block Group	2
Census Block	2008
Census Tract	15300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 W CHAPMAN ST, ELY, MN 55731-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ST LOUIS COUNTY
Mar 31, 2023	Warranty Deed, Transfer ELY AREA CU
Sep 2, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2022	Intrafamily Transfer, Transfer
Oct 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	20231464219
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	0001451205
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	223 W CHAPMAN ST, ELY, MN 55731-1137
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001464221
Date	Mar 31, 2023
Instrument	1464221

Lender

Name	ST LOUIS COUNTY
Type	Government Agency
Address	WRENSHALL, MN 55797

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2023
Property Address	223 W CHAPMAN ST, ELY, MN 55731-1137
Document Number	0001464219
Instrument Date	Mar 30, 2023
Instrument	1464219
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W CHAPMAN ST, ELY, MN 55731-1137

Mortgage

Document Number	0001464220
Date	Mar 31, 2023
Instrument	1464220

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 2, 2022
Property Address	223 W CHAPMAN ST, ELY, MN 55731-1137
Document Number	0001451205
Instrument Date	Sep 1, 2022
Instrument	1451205
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W CHAPMAN ST, ELY, MN 55731-1137

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2022
Property Address	223 W CHAPMAN ST, ELY, MN 55731-1137
Document Number	0001450631
Instrument Date	Aug 23, 2022
Instrument	1450631
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1062 E WASHINGTON ST, ELY, MN 55731-1706

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 29, 2021
Property Address	223 W CHAPMAN ST, ELY, MN 55731-1137
Document Number	0001428683
Instrument Date	Jul 19, 2021
Instrument	1428683
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1062 E WASHINGTON ST, 1062, ELY, MN 55731-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RIVER ST, WINTON, MN 55796-2213

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$690.00 (+12.38%) Homeowner's exemption
2025	$614.00 (-60.39%) Homeowner's exemption	$106,000 (+7.72%) Land $9,400 Building $96,600	$106,000 (+7.72%) Land $9,400 Building $96,600
2024	$1,550.00	$98,400 (+48.42%) Land $9,000 Building $89,400	$98,400 (+48.42%) Land $9,000 Building $89,400
2022		$66,300 Land $8,300 Building $58,000	$66,300 Land $8,300 Building $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ely serves 3,258 people · EPA ID MN1690014
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

May also be available: AT&T, CTC.

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