215 W Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 215 W Chapman St, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,127 sqft · built 1900
Lot Size0.143 acres (6,248 sqft)
OwnerIndividual Name on Record
Last Sale$162,451 (Aug 2022)
Tax Bill$1,348 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-0260-00560

Property Details

APN / Parcel Number

Primary APN030-0260-00560
Alternative APNs
  • 1064779
  • 1135977

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,127 sqft Gross Area
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAsbestos
Construction TypeFrame
Lot Area6,248 sqft (0.143 acres)
Garage Area1,067 sqft
Deck Area180 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1135977
Street Address215 W CHAPMAN ST
CityELY
StateMN
Zip55731-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 20 AND 21 SERIAL #
Legal SubdivisionSEMERS ADD TO ELY
Legal Block3
Legal Lot Number20-21
JurisdictionST LOUIS MN
Township / Civil DivisionELY
Census Block Group2
Census Block2008
Census Tract15300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address215 W CHAPMAN ST, ELY, MN 55731-1137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleMay 27, 2008 · Amount on Record
Deed Document Number20221450741
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 26, 2022
Property Address215 W CHAPMAN ST, ELY, MN 55731-1137
Document Number0001450741
Instrument DateAug 18, 2022
Instrument1450741
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$536.09
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address215 W CHAPMAN ST, ELY, MN 55731-1137

Mortgage

Document Number0001450742
DateAug 26, 2022
Instrument1450742
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,348.00 (+8.01%) Homeowner's exemption
2025$1,248.00 (-9.83%) Homeowner's exemption$144,400 (+7.92%) Land $9,400 Building $135,000$144,400 (+7.92%) Land $9,400 Building $135,000
2024$1,384.00$133,800 (+38.37%) Land $9,000 Building $124,800$133,800 (+38.37%) Land $9,000 Building $124,800
2022$96,700 Land $8,300 Building $88,400$96,700 Land $8,300 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEly
serves 3,258 people · EPA ID MN1690014
Water SourceSurface water
Last State InspectionMar 2026
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midco
Fiber
5,000 / 5,000
Treehouse Broadband
Fixed Wireless
1,000 / 1,000

May also be available: AT&T, CTC.

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