246 W Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 246 W Chapman St, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,856 sqft · built 1910
Lot Size	0.216 acres (9,415 sqft)
Owner	Individual Name on File
Tax Bill	$3,424 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-0260-00700`

Property Details

APN / Parcel Number

Primary APN	`030-0260-00700`
Alternative APN	`50810`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,856 sqft Gross Area
1st Floor Area	928 sqft
Basement Area	232 sqft
Finished Basement	232 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,415 sqft (0.216 acres)
Garage Area	1,344 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Gazebo	174 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	50810
Street Address	246 W CHAPMAN ST
City	ELY
State	MN
Zip	55731-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 11 AND 12 SERIAL #
Legal Subdivision	SEMERS ADD TO ELY
Legal Block	4
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELY
Census Block Group	2
Census Block	2011
Census Tract	15300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	246 W CHAPMAN ST, ELY, MN 55731-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	246 W CHAPMAN ST, ELY, MN 55731-1138
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430389
Date	Nov 18, 2021
Instrument	1430389

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,424.00 (+5.29%) Homeowner's exemption
2025	$3,252.00 (+2.07%) Homeowner's exemption	$265,400 (+7.97%) Land $14,600 Building $250,800	$265,400 (+7.97%) Land $14,600 Building $250,800
2024	$3,186.00	$245,800 (+29.16%) Land $13,900 Building $231,900	$245,800 (+29.16%) Land $13,900 Building $231,900
2022		$190,300 Land $12,800 Building $177,500	$190,300 Land $12,800 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ely serves 3,258 people · EPA ID MN1690014
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midcontinent Communications Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Consolidated Telephone Company.

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