223 Smith Dr, Camden, NC 27921 Property Records

Camden County property record for 223 Smith Dr, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,265 sqft · built 2001
Lot Size	0.606 acres (26,397 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2019)
Tax Bill	$2,915 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02.8926.00.13.3136.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8926.00.13.3136.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,265 sqft Living Area
1st Floor Area	1,696 sqft
Attic	Attic
Attic Area	322 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,397 sqft (0.606 acres)
Lot Depth	240 ft Depth
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	141 sqft
Deck Area	360 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	223 SMITH DR
City	CAMDEN
State	NC
Zip	27921-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Description	BELL FARM ESTATES
Legal Subdivision	BELL FARM ESTATES
Legal Lot Number	48
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	2
Census Block	2041
Census Tract	950101

Owner

223 Smith Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Camden County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	223 SMITH DR, CAMDEN, NC 27921-7550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jul 22, 2019	Warranty Deed, Transfer · VA Mortgage C & F MORTGAGE CORP
Jan 23, 2019	Special Warranty Deed, Transfer
Feb 19, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	2019207416
Deed Book / Page	379 / 149
Prior Transfer Date	Oct 18, 2016
Prior Transfer Doc	0350/646
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	223 SMITH DR, CAMDEN, NC 27921-7550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402/293
Date	Jan 5, 2021
Book Page	402/293

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Jul 22, 2019
Property Address	223 SMITH DR, CAMDEN, NC 27921-7550
Document Number	0379/149
Book / Page	0379 / 149
Map Reference	CAB 3 SL 1-A&1-B
Instrument Date	Jul 16, 2019
Instrument	207416
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 CONTINENTAL DR, 515, ELIZABETH CITY, NC 27909-4092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 SMITH DR, CAMDEN, NC 27921-7550

Mortgage

Document Number	0379152
Date	Jul 22, 2019
Instrument	0379/152

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Jan 23, 2019
Property Address	223 SMITH DR, CAMDEN, NC 27921-7550
Document Number	0373/227
Book / Page	0373 / 227
Map Reference	CAB 3 SL 1-A&1-B
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$18,003.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10500 KINCAID DR, 10500, FISHERS, IN 46037-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CONTINENTAL DR, ELIZABETH CITY, NC 27909-4092

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN NC
Recording Date	Feb 19, 2019
Property Address	223 SMITH DR, CAMDEN, NC 27921-7550
Document Number	0373/894
Book / Page	0373 / 894
Map Reference	CAB 2 SL 100-B
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 CONTINENTAL DR, 515, ELIZABETH CITY, NC 27909-4092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CONTINENTAL DR, ELIZABETH CITY, NC 27909-4092

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NC
Recording Date	Oct 16, 2018
Property Address	223 SMITH DR, CAMDEN, NC 27921-7550
Document Number	0370/575
Book / Page	0370 / 575
Map Reference	CAB 2 SL 100-B
Instrument Date	Sep 26, 2018
Transaction Type	Foreclosure
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$353.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 223 Smith Dr was $2,915, up 7.7% from the year before.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,915.00 (+7.68%)	$393,927 (-) Land $61,272 Building $332,655	$393,927
2025	$2,707.00	$393,927 Land $61,272 Building $332,655
2023		$393,927 Land $61,272 Building $332,655	$393,927 Land $61,272 Building $332,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Smith Dr in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	56 (1999–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 37 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Smith Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Dr

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