Camden County property record for 221 Smith Dr, Camden, NC 27921
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,032 sqft · built 1999 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jun 1999) |
| Tax Bill | $2,742 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.8926.00.13.4037.0000 |
| Primary APN | 02.8926.00.13.4037.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 1,759 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 240 ft deep x 125 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 92 sqft |
| Deck Area | 387 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Street Address | 221 SMITH DR |
|---|---|
| City | CAMDEN |
| State | NC |
| Zip | 27921-7550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R32 |
| Legal Description | BELL FARM ESTATES |
| Legal Subdivision | BELL FARM ESTATES |
| Legal Lot Number | 49 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | COURTHOUSE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950101 |
221 Smith Dr is owned and occupied by two individuals who bought it in June 1999.
Source: Camden County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 SMITH DR, CAMDEN, NC 27921-7550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1999 · Amount on File |
| Deed Sale | Jun 17, 1999 · Amount on File |
| Deed Book / Page | 130 / 578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 221 SMITH DR, CAMDEN, NC 27921-7550 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 417/854 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 417/854 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 221 Smith Dr was $2,742, down 4.4% from the year before.
Source: Camden County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,742.00 (-4.36%) | $370,579 (-) Land $68,229 Building $302,350 | $370,579 |
| 2025 | $2,867.00 | $370,579 Land $68,229 Building $302,350 | |
| 2023 | $370,579 Land $68,229 Building $302,350 | $370,579 Land $68,229 Building $302,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Smith Dr in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 147 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 56 (1999–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Smith Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Eastern Shore Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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