217 Smith Dr, Camden, NC 27921 Property Records

Camden County property record for 217 Smith Dr, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1998
Lot Size	0.688 acres (29,969 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2021)
Tax Bill	$2,619 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.8926.00.12.6910.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8926.00.12.6910.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,969 sqft (0.688 acres)
Lot Dimensions	240 ft deep x 125 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	72 sqft
Deck Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	217 SMITH DR
City	CAMDEN
State	NC
Zip	27921-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Description	BELL FARM ESTATES
Legal Subdivision	BELL FARM ESTATES
Legal Lot Number	51
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	2
Census Block	2041
Census Tract	950101

Owner

217 Smith Dr is owned and occupied by an individual who bought it in August 2021.

Source: Camden County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	217 SMITH DR, CAMDEN, NC 27921-7550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Mar 14, 2014 · Amount on File
Deed Book / Page	413 / 497
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	217 SMITH DR, CAMDEN, NC 27921-7550
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000352/665
Date	Jan 19, 2017
Book Page	0352/665

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	CAMDEN, NC 27921

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	217 SMITH DR, CAMDEN, NC 27921-7550
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000398/648
Date	Oct 23, 2020
Book Page	398/648

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jul 1, 2035

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Aug 4, 2021
Property Address	217 SMITH DR, CAMDEN, NC 27921-7550
Document Number	413/497
Book / Page	413 / 497
Map Reference	CAB 3 SL 1A&1B
Instrument Date	Jul 29, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 194, CAMDEN, NC 27921-0194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SMITH DR, CAMDEN, NC 27921-7550

Mortgage

Document Number	413500
Date	Aug 4, 2021
Instrument	413/500

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 217 Smith Dr was $2,619.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,619.00	$353,916 (-) Land $68,229 Building $285,687	$353,916
2025		$353,916 Land $68,229 Building $285,687
2024	$2,723.00
2023		$353,916 Land $68,229 Building $285,687	$353,916 Land $68,229 Building $285,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Smith Dr in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	56 (1999–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 37 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Smith Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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