223 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 223 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,553 sqft · built 1870
Lot Size	0.764 acres (33,280 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Nov 2025)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-451-007`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-451-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,553 sqft Living Area
1st Floor Area	1,837 sqft
Basement Area	981 sqft
Unfinished Basement	981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	33,280 sqft (0.764 acres)
Lot Dimensions	336 ft deep x 99 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	223 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	LOT 5 EXC E 875 FT KOSTER'S ASSESSOR'S PLAT NO 2 OF PART OF US GOVT LOT 7 SEC 15 T8N R16W VILLAGE OF SPRING LAKE
Legal Range	16W
Legal Township	08N
Legal Section	15
Legal Subdivision	FT KOSTERS ASSESSORS PLAT
Legal Block	451
Legal Lot Number	5,7
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16699 BUCKLEY DR, SPRING LAKE, MI 49456-9211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	202530891
Prior Transfer Date	Jan 15, 2016
Prior Transfer Doc	20160002260
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	223 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 E SAVIDGE ST, SPRING LAKE, MI 49456-1725

Mortgage

Document Number	20240026407
Date	Oct 10, 2024
Instrument	2024-0026407

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 3, 2025
Property Address	223 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Document Number	20250030891
Map Reference	LB 8 PG 78
Instrument Date	Oct 31, 2025
Instrument	2025-0030891
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 E SAVIDGE ST, SPRING LAKE, MI 49456-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16699 BUCKLEY DR, NORTON SHORES, MI 49456-9211

Mortgage

Document Number	20250030892
Date	Nov 3, 2025
Instrument	2025-0030892

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (+14.93%)	$388,000 (+14.93%)
2025	$4,260.00 (+3.73%) Homeowner's exemption	$168,800 (+8.14%)	$337,600 (+8.14%)
2024	$4,107.00 (+3.42%)
2023		$156,100	$312,200
2022	$3,971.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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