203 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 203 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,560 sqft · built 1875
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Mar 2024)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-451-002`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-451-002`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	284 ft deep x 74 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 10 KOSTER'S ASSESSOR'S PLAT NO 2 OF PART OF US GOVT LOT 7 SEC 15 T8N R16W VILLAGE OF SPRING LAKE
Legal Range	16W
Legal Township	08N
Legal Section	15
Legal Subdivision	S PLAT
Legal Block	451
Legal Lot Number	7,10
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · ARM MERCANTILE BANK OF MICHIGAN
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 23, 2006	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Dec 5, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Feb 23, 2012 · Amount on File
Deed Document Number	20246892
Last Transfer Date	Aug 14, 2025
Transfer Doc	20250022402
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210028381
Date	May 28, 2021
Instrument	2021-0028381

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	MADISON, ME 04950

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725

Mortgage

Document Number	20260008437
Date	Mar 31, 2026
Instrument	2026-0008437

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005132/245
Date	Mar 23, 2006
Book Page	5132/245

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 26, 2024
Property Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Document Number	20240006892
Map Reference	LB 8 PG 78
Instrument Date	Mar 15, 2024
Instrument	2024-0006892
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE OF MI COM DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725

Mortgage

Document Number	20240006894
Date	Mar 26, 2024
Instrument	2024-0006894

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2034

December 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 5, 2011
Property Address	203 E SAVIDGE ST, SPRING LAKE, MI 49456-1725
Document Number	20110043557
Map Reference	LB8 PG78
Instrument Date	Nov 3, 2011
Instrument	2011-0043557
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,200 (+7.54%)	$396,400 (+7.54%)
2025	$7,602.00 (+66.75%) Homeowner's exemption	$184,300 (+21.89%)	$368,600 (+21.89%)
2023		$151,200	$302,400
2022	$4,559.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Nearby Properties on E Savidge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures