121 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 121 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,551 sqft · built 1920
Lot Size	0.95 acres (41,382 sqft)
Owner	Company Name on Record
Last Sale	$355,000 (Dec 2019)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Jan 2020 Transfer Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-380-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-380-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,551 sqft Living Area
1st Floor Area	894 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	263 ft deep x 157 ft wide
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOTS 9 & 10 & E 36 FT OF LOTS 7 & 8 BLK 11 BRYANT'S ADD TO VILL OF MILL POINT, ALSO PART OF GOVT LOT 6 (E 1/2 OF SW 1/4) OF SEC 15 COM SW COR OF LOT 11 KOSTER'S ASSR'S PLAT NO 2, TH W 30 FT, N 255 FT TO S LI OF GTRR TH NE'LY 32 FT ALG RR TO A PT DUE
Legal Range	16W
Legal Township	08N
Legal Section	15
Legal Subdivision	ASSRS PLAT
Legal Block	11
Legal Lot Number	6-11
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Intrafamily Transfer, Transfer BRIDGE TITLE AGENCY LLC
Dec 13, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jun 13, 2013
Deed Document Number	201946688
Prior Transfer Date	Apr 17, 2003
Prior Transfer Doc	4036000580
Record Updated	Oct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 6, 2020
Property Address	121 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Document Number	20200000504
Instrument Date	Dec 9, 2019
Instrument	2020-0000504
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 IVY CT, YOUNTVILLE, CA 94599-1215

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 13, 2019
Property Address	121 E SAVIDGE ST, SPRING LAKE, MI 49456-1723
Document Number	20190046688
Instrument Date	Dec 9, 2019
Instrument	2019-0046688
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E SAVIDGE ST, 121, SPRING LAKE, MI 49456-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E SAVIDGE ST, SPRING LAKE, MI 49456-1723

Mortgage

Document Number	20190046690
Date	Dec 13, 2019
Instrument	2019-0046690

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (+12.22%)	$372,800 (+12.22%)
2025	$6,117.00 (+16.96%)
2023		$166,100	$332,200
2022	$5,230.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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