223 E Observation Dr, Meridian, ID 83642 Property Records

Ada County property record for 223 E Observation Dr, Meridian, ID 83642

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,192 sqft · built 2013
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$326,900 (Aug 2016)
Tax Bill$2,300 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR0967600140

Property Details

APN / Parcel Number

Primary APNR0967600140

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,192 sqft Living Area
Gross Area4,069 sqft
1st Floor Area1,848 sqft
Upper Floors Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area9,888 sqft (0.227 acres)
Garage TypeAttached
Garage Area627 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area193 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address223 E OBSERVATION DR
CityMERIDIAN
StateID
Zip83642-9326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 08 BLK 02 BITTERBRUSH POINT SUB
Legal Range01E
Legal Township03N
Legal Section19
Legal SubdivisionBITTERBRUSH POINT SUB
Legal Block02
Legal Lot Number08
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1012
Census Tract10338

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address223 E OBSERVATION DR, MERIDIAN, ID 83642-9326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage
AMERICA FIRST FCU
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 3, 2019Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST FCU
Feb 10, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 18, 2017Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2016 · Amount on Record
Deed SaleAug 17, 2016 · Amount on Record
Prior SaleJun 28, 2013 · Amount on Record
Deed Document Number201675844
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address223 E OBSERVATION DR, MERIDIAN, ID 83642-9326
Transaction TypeMortgage
Record UpdatedDec 15, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068095
DateDec 6, 2023
Instrument2023-068095
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
AmountAmount Recorded
Term120 Months
DueNov 30, 2033

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address223 E OBSERVATION DR, MERIDIAN, ID 83642-9326
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107669
DateJul 19, 2021
Instrument2021-107669
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2028
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change7.62%
IndexOther
Margin3
Max Rate7.62%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address223 E OBSERVATION DR, MERIDIAN, ID 83642-9326
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046964
DateJun 3, 2019
Instrument2019-046964
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address223 E OBSERVATION DR, MERIDIAN, ID 83642-9326
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022308
DateFeb 10, 2021
Instrument2021-022308
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address223 E OBSERVATION DR, MERIDIAN, ID 83642-9326
Document Number0000068855
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedAug 3, 2017
Title CompanyPIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address223 E OBSERVATION DR MERIDIAN ID 836429326, MERIDIAN, ID 83642-9326

Mortgage

Document Number0000068855
DateJul 27, 2017
Instrument68855
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,300.00 (-6.05%) Homeowner's exemption$635,500 (+10.77%)$635,500 (+10.77%)
2024$2,448.00 (-27.66%)
2023$573,700 Land $220,000 Building $353,700$573,700 Land $220,000 Building $353,700
2022$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
White Cloud Communications
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Anthem Broadband, CenturyLink, Silver Star Communications, Verizon.

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